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Maybe they need to consolidate their loans into one easy monthly payment?
There's a phrase you don't hear much these days.
how much is the property worth?
maybe they're thinking if things went tits up they could just flog it an be reet.
The financing is always interesting. They started with two large houses in Kent(?) which could easily have been worth a couple of million each. . I'd assume their own plus one inherited from parents. They sold the first to buy the land and presumably get started on the build but they were running out not long after the steel. so maybe they started with 1.4m in equity/cash. Maybe more - they must have thought they could afford the original build budget of 800k (so could have been 1.7m)
Then they remortgaged the second house (described as the "rental" and a buy to let mortgage). Assume they borrowed up to 50% of the value that could have been another miLion. Then mortgaged themselves to the hilt. 600-1m of mortgage?
A hell of a commitment for someone who you'd expect to be thinkin about working less. Live in it for a few years, service the debt, then sell up I reckon.
Can't see what possible reason they had for going on the show - made them look irresponsible and arrogant. The architect (ish) is great though - a lot of interesting details and a good house (though not sure what they paid the inter.ior designer for - interior wasn't exactly striking and the furniture was horrible. Does anyone really want an office like that?)
Boat guys house was lovely.
House in Surrey was quoted at £850k wasn't it?
Well when I nearly died I spent a chunk of cash on therapy, rather than trying to bury my problems in the ground. Each to their own though.
therapy, aka coke & hookers !
the more recent series don't go anywhere near the relationships between the builder/client/designer any more - notice that the window contractor was prepared to stand on site with the windows and bugger off on the ferry if he didn't get payment, confirmation of their attitude to paying people
it was also seriously unfinished - no mention of the bedrooms/bathrooms/gym in the basement etc
the way they destroyed a beach for decorative pebbles was selfish and arrogant beyond belief, quite why IoW council let them do that is beyond me
does he have his own accounting business? maybe he used that as collateral?
Watched it just now.
As above, the husband in particular comes across as a smug ****, with regard only for himself/family and not those who have provided him with his dream home.
Can't imagine how pissed off any contractors/suppliers are going to be while watching this if they're still awaiting payment.
I wonder how many of his clients are getting someone to give their figures a look. Perhaps he is an accountant to people just like them. Remember he's a tax accountant.
Paid for by the poor, sick, old and disabled.
#evisceratetaxaccountants
While it was obscenely large and expensive I quite liked the house. I assume the house had to be on a grand scale to get a planning concession to build on greenbelt. Houses that are deemed architecturally special can get exemptions from planning constraints.
The boat guy was ace.
boxer dog in high viz
Excellent stuff - looked like it meant business. Once again, the highlight.
Next week.looks good
Definitely. Appears to be the complete opposite to the IoW build but we'll see.
Haven't watched any of this series......
Is next weeks a rock house ? I volunteer for the NT at Kinver Rock Houses, the head gardener who I work with told me about his friend who's house this is and that they're going to be on grand designs soon, it's somewhere near Bewdley/Habberley iirc.
They finished filming a couple of weeks ago, I didn't realise they show them so soon after. They're going to use the place as a holiday let, I can't find the website to book it (and the owners are on holiday at the moment so I can't ask them) as wanted to before it gets all booked up.
Thought it looked like Kinver! Kind of place you never forget.
The designer, Lincoln Miles, has been on before. They did his own house 5 or 6 years ago.
Brahm does come across as being thoroughly unpleasant though. I'd trust him about as far as I could comfortably spit a rat.
Liking this one tonight so far.
Nice bloke with a batsh*t crazy idea of modernising the caves.
The guy has MS and is beasting this so far. Hope he pulls it off.
Plus there's about twelvety wood burners going in
Missed the start. How did he end up with the cave? Did he buy it?
Cost him £60k... I like it and him...
Yep he bought it for £62k including 4 acres.
Came across it years ago sheltering from a downpour while MTBing in the Wyre Forest! 🙂
Then bought it years later.
Seems he did buy for £50k. He used to ride mountain bikes, it's how he found the place.
This is a good one hope it goes well
Edit, £62k then.
Cheers.
All good this week.
This looks great. Just stop with the posh interior now.
Need to arrange a visit
He's quite chilled out, and likes coffee a lot...
Awesome job tonight.
Brilliant. One if my faves this.
Yep I think this cave has def gone in my top five GD builds ever.
I've stayed in a cave house in France before and there's a certain solid quality to them that's really comforting.
Good, if a bit over-designed inside
Loved it. Great guy, great job.
Far better than that twunt of an accountant last week..
Best one for years, I don't think I'd change a thing.
Fantastic job. Just needs to sell tea and cake to passing MTBers now to recoup some costs 🙂
Got to be one of the best builds featured. And a nice guy as well, a refreshing change.
Amazing. But I hope the damp sort itself out.
How the hell did he get planning? North Somerset council are a nightmare unless you want to squeeze another house into a housing estate.
Loved that one, hard graft, genuinely novel design and under budget. Good work fella. Most notably he didn't end up pregnant either.
Why do they never have a telly??
Yep loved that one, cracking build. That's what GD is supposed to be about, not toss pieces spunking stupid amounts of cash on huge pointless architectural penis extensions.
Ooh that ended up ranty 🙂
It's the first one I've seen in a long time that doesn't look like a visitor centre
Top bloke a refreshing cahange as some have already said, got his feet firmly planted and can afford it unlike some after a life changing illness has been diagnosed. Good luck to you fella enjoy your honest labours.
agree with above - really great one this week - even Kevin was well impressed, in his top 5 didnt he say? sticks 2 fingers up all the 600,000 pound all the monye and no taste usual ones on the program.
First time I've watched Grand Designs and thought "I'd like to do that". (although I never will).
really cool that he drilled a bore hole for his own water source, but I was a bit disappointed he didn't do a wind turbine or something to generate his own electricity.
They didn't mention sewerage at all - presumably its on a sceptic tank?