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Roughly what deposi...
 

[Closed] Roughly what deposit would this hypothetical home buyer be asked for?

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Ah so lawyer then?

Acting for a group with London based businesses?


 
Posted : 13/04/2011 4:16 pm
 5lab
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so what area can you not buy a flat in with your 350k budget, outside of maybe kensington?

I would have thought lawyers in london would be on a better wage. seems like you're not a very good one?


 
Posted : 13/04/2011 4:16 pm
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space everyone in London craves after a while.

People only live in the London burbs as a horrid compromise because they can't afford t olive more central but still need to be nr London for work, still busy and congested but worse public transport and further to commute. I can understand why he would not want to live in the London suburbs, worst of both worlds. Zone 3 is max to get any of the benefits of living in London.


 
Posted : 13/04/2011 4:17 pm
 jhw
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By my calculation according to the figures given in the first few posts above, the budget is in fact £250K. If I could stretch to £350K that would obviate the issues discussed in this thread.


 
Posted : 13/04/2011 4:17 pm
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I would have thought lawyers in london would be on a decent wage. seems like you're not a very good one?

I think that's unfair as Law like many jobs can take a long time to be come established in and £60k is still not bad.


 
Posted : 13/04/2011 4:20 pm
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Are there not other companies in other places you could work for??

Doesn't sound like you are really trapped tbh


 
Posted : 13/04/2011 4:22 pm
 jhw
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Yeah, probably. I'm over-dramatising it. Would be a significant (huge) upheaval though, and probably irreversible. Move of last resort.

Standard rates for someone at my level are about £60K, unless you're at a US firm in which case it's £80K - £100K plus bonus, but the hours are (generally) unsustainable.


 
Posted : 13/04/2011 4:24 pm
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But jhw you could earn say 40k in another part of the uk and have a nice place near to your work.

Have you ruled this out?

Edit: sounds like you need to have a proper think about what matters to you. Man did not descend from the trees in order to go to work that's for sure.

My sister earns around 60k per annum and works in Picadilly. Lives in Frien Barnet...


 
Posted : 13/04/2011 4:25 pm
 jhw
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Man did not descend from the trees in order to go to work that's for sure.

Yeah! Ne'er a truer word was said.

Thinking about splitting the UK in general actually, if I leave London.


 
Posted : 13/04/2011 4:40 pm
 5lab
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if you're earnings are going to increase in the next 10 years, then if you want to live centrally, just buy a flat. its not like (as a batchelor) you need the space a 3 bed semi will give you - in fact you might find the additional space a little lonely to kick around in.


 
Posted : 13/04/2011 4:40 pm
 jhw
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Ah, thanks, sorry - I should've been more clear - I'm assuming a flat. It would indeed be baseless entitlement to expect to be able to buy an entire house.


 
Posted : 13/04/2011 4:41 pm
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Standard rates for someone at my level are about £60K, unless you're at a US firm in which case it's £80K - £100K plus bonus, but the hours are (generally) unsustainable.

Are you newly qualified?

NQ's at my firm earn £67k per year.

Seriously, if you are an NQ, chill for a bit, don't go tying yourself into a massive mortgage just yet. You've just come through a long and tiring process to get where you are now, enjoy yourself for a bit without the burden of a £300k debt.

You're going to get shafted for the rest of your career, so wait until the money picks up before you start worrying about mortgages. Don't listen to Thatcher, cocktails and cocaine are better for you than home owning at this stage in your life 😀


 
Posted : 13/04/2011 5:23 pm
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Loads of flats in Docklands developments for less than £350k


 
Posted : 13/04/2011 5:34 pm
 jhw
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You're going to get shafted for the rest of your career

Yup


 
Posted : 13/04/2011 5:41 pm
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