Forum menu
While walking up Ben Nevis last week my expensive phone has been permanently broken by excess water getting into it 🙁
I suspect it is probably covered by both house insurance (contents - accidental damage of personal possessions) and also the phone insurance I registered it for with my bank account.
If it is covered by both - am I obliged to inform both insurance companies??
ie - if I only tell one is this fraud as it is also covered by another policy?
Cheers for help!
Col.
The small print will say that items arent covered where they are covered by another insurance company. The mobile phone insurance may well specifically exclude damage by water (ime). Apparently too many people drop their phone in the loo when they want an upgrade.
Either way, start with the phone insurance and take it from there (imo).