Mrs_OAB treated me to a bag of chips at St Andrews west beach this weekend.
You missed out - should have gone to the cheesy toastie shack on East Sands
Mmmm....macaroni cheese with chorizo toastie....
I bought some pedals for my Rad-Dad BMX. I'll be back in my overdraft by payday as always.
Side note... My nearest dentist has a 4 year waiting list.
I personally am delighted with the mini eggs that I can now afford this month. To hell with the NHS! Let them burn before the time may come that I actually need the cancer cutting out of my mini eggs.
Extra in the take home pay ?
With the unfathomable depth of incompetence I've had from the HMRC for the past few years and their use of a random number generator several times in a year to guess my correct tax code and whether I owe them money or they owe me money, I'm clueless as to what my actual take home should be and whether it's gone up, down, or sideways.
Nearly payday, what will you do with your extra wages?
Pay for food inflation.
After our pensions got totally screwed through the pandemic, I’m also seeing my contribution finally fall from 9.8% to 6.1% this month. Plus the NI ‘saving’. Looks like our post covid mk3 dinner is on me @p20!!! That or pay off all the clothes I bought whilst bored feeling ill.
AD - what does your £210pa cover?
No pay rise, but there will be an 8.5% increase in my state pension this year, on top of the 10.5% I had last year, which I’m not complaining about.
Payroll have cocked up (I hope) and my nice little bonus appears to be a 20% pay cut.....
It seems i'm buying a Park Tools 10.3 workstand.
With the unfathomable depth of incompetence I’ve had from the HMRC for the past few years and their use of a random number generator several times in a year to guess my correct tax code and whether I owe them money or they owe me money, I’m clueless as to what my actual take home should be and whether it’s gone up, down, or sideways.
Likewise. I can see today what’ll go into my bank account tomorrow although I can’t see my payslip until tomorrow, I will approach that with trepidation in a few minutes. For several years now HMRC have a Jan 1 starting policy that assumes I earn £250k a year (I don’t) so I have to log on manually & adjust my predicted earnings/tax code to avoid a minuscule monthly salary. Even so, I got told in October I had underpaid, so paid that off only to receive a slightly more than that credit via PAYE in December. 🤷♂️.
@frankconway: Two check-ups, two scale and polishes and 10% off any treatment required. No idea whether that is good or not - currently (NHS) we have one check-up per year. I'm also somewhat underwhelmed with a £8 one-off registration fee when I've been with same dentist for 20+ years. What more info could they need? 😀
PAYG would be approx £55 per check-up - I may go down that route yet but want to ensure I'm at least registered with a dentist because I really don't like toothache...
About £50 a month for me but I'd rather my kids' schools were funded properly and the teachers paid well.
I've bought some holidays through the work scheme, best money i've ever spent!
£12 a month. Doesn't even offset the increase in fuel pries, and in the headlines food's going up again due to new Brexit controls coming on line tomorrow.
A micro tax reduction and a couple of bottles of wine worth of NI off too (as others have said, I'd rather the NHS had it). It looks like it's finally time to get the Aston Martin ordered .... oh, or not.
I've just spent some of mine on a new monitor for the office, 27" curved one. Been getting a bit tiresome just working from a 15" laptop screen since my old monitor died a death. Still went the tightarse route though and got into a bidding war on ebay for it lol
Other than that, suttons has a good sale on seeds at the moment so spent 20 quid on there yesterday buying a stock of seeds ready for spring some 5 quid packs are down to 89p. Going to have a go at Beetroots and Mangetout this year. Keeping some spare pennies aside as I'm building a little pot to go towards a new bike
I forgot about this. Just been to the calculator - with two earners in the house that's a fairly useful sum of cash.
I am still mulling over chopping the Merc in for something Euro 6 compliant. That might help.
I am still mulling over chopping the Merc in for something Euro 6 compliant.
VW Passat? 😉
The sensible option would be to buy disposable vapes and wait till the ban comes in, then sell them outside the school gates, basic free market economics innit,
I can't readily find the reference, but I remember a minister saying schools were too important not to make use of the benefits of market forces. I think this is probably what he meant.
