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project I can see why its a great thing. The issue is what if you are a dogger and/or like having sex on your bonnet in nature spots? ๐ฏ
Get an old Capri.
You sell the vid then, and get some cash to pay the insurance, but then you would need buisness use on the insurance.
Ps never thought of that.
How is the child supposed to pay?
How is a dog supposed to pay when it causes damage, TJ?
First off - you said you had fully comp cover - then all you should be dealing with is your insurance company. You will likely have to fork our for the excess but that is it.
The insurance company themselves will try and recover thier costs from the family - you so not & SHOULD not get involved. It is not your job too and you can make a situation worst.
It has been mentioned a few times in this thread about the ads popping up on the side for companies like NAH. If you chose NOT to go through an insurance company and forget about it - then what would you do and what backup would you have if they suddnely came knocking on your door seeking compaensation from the girl's family and the story of the accident becomes twisted?
You have insurance, your wife had an accident - let it be done properly and be thankful that no serious personal damage or loss of life occured.
I ran someone over once when I was riding to work.
A blind man.
๐ณ
i ran over the lady employed to escort the kids to walk safely to school ๐ณ
It was her fault though perhaps she wil teach the kids to look as well as listen as a bike behingd you is silent
[i]Do the Govt still bother trying to educate children about anything as basic as road safety?[/i]
I'm still waiting for Dave C to come round and teach my kid how to cross the road.
Once he has taught george to do it you ar enext on his list Dez
The government have stopped teaching kids how to cross the road - age of austerity, reducing child benefit costs ......
Do the Govt still bother trying to educate children about anything as basic as road safety?
Eh Government? What about the parents???
Since when were children the parents resposibility, really?
Just a quick update, girl is fine with only a couple of cuts and grazes to show for it all. Mum and dad had spent all afternoon questioning her. She has told them that she looked one way and saw traffic stood still, and then looked the direction my wife was coming from. As she couldn't see her thanks to the 2 parked people carriers and the other parked cars, she thought it was clear and went for it. This was from the front door of her house.
For the people that say my wife should of stopped and that its her fault for the accident, lets see if you can stop when something comes from you at right angles between 2 parked cars that you can't see. Do you slow down to a crawl past every parked car? There is no way that you can see this happening. If there was, nobody would ever have a crash!! Just not going to happen...sorry your ideal world just doesn't exist.
Went out tonight with mrs driving and driving at night passed parked cars freaks her out. Shes kept re-living the incident today and i can see this taking sometime to get over.
however i think your sick in the head for even contemplating suing a child for getting run over.
what is wrong with you? what kind of a world do you want to live in?
Lastly, can i just clear up what i originally meant. I am not looking to claim against the kid or her mum and dad. I am not wanting to take 50p per week off her for the next 15 years!!! I was asking from the view of will the insurance company be after them for the excess. I'm not going to be chasing them, that will be down to the insurance company.
Yesterday was just a shitty day thinking that:-
my mrs had to go through all of this,
we have to pay the excess as it goes down as a fault against her,
our premiums will go up thanks to the girl not taking time to cross the road.
Fingers crossed the mrs gets though it quick and that it all ends well.
Right on.Fingers crossed the mrs gets though it quick and that it all ends well.
The main thing is the child is fine. Mrs skip will need to keep driving even though it is probably freaking her out.
To those who are wringing their hands saying how can you even consider trying to get some money out of them. WHY the hell should you be out of pocket.
In my current situation I cant afford to pay for repairs out of my own pocket, so why should i get put in the shit because of someone elses mistake? If it was my son that caused the incident, we'd certainly be discussing it with you!
I can't believe your partner would even think about claiming costs off the family of a child she ran over! ๐ฏ
I have never heard of such a cold hearted thing !
Sounds like your missus has been traumatised by this, dropping in on the kid's parents and putting them in no doubt how much of an effect this incident has had would be good for all concerned and might teach the kid the valuable lesson that her actions can have consequences.
Don't try to claim money from the parents for karma's sake but if you go round there and the parents offer payment don't turn it down (surely to them the cost of a bit of bodywork repair is a good return for the fact that their daughter is alive and well).
I can't believe your partner would even think about claiming costs off the family of a child she ran over!
I have never heard of such a cold hearted thing !
Give it a rest . . . Restless.
The police are happy to declare that his Missus is clear of any negligence as such why's it's such a heartless act? If she was at blame and/or the child was injured I'd agree it's not very tasteful or exceptable to chase for your repairs but that's not the case here is it.
Children (and adults !) will make mistakes but why should anyone other than the parents be expected to foot the bill for them?
[i]Do you slow down to a crawl past every parked car?[/i]
When I can't hog the centre of the road to give me enough visibility due to oncoming traffic, yes. This generally means beig well under the limit on roads with parked cars along both sides.
A report on Europe 1 said US pedestrian deaths have tripled in the US and the reason is walkman type devices. I've done some Googling but can't find where they got tripled form or over what period, but there are plenty of articles confirming a rise.
Even adults look and don't see as every driver that has knocked me off my bike has said.