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Did anyone get a visit from Agent Million today?
Unless he's known to come early, my app is saying tomorrow.
They visit you in person if you've won the £1M (pre-Covid)
And the visit is the day before the results go public.....ie today
Me ..nothing again
Mrs Zip ...£100.
I’m a kept man.
£25 for me.
Is that why the little prizes come out on the second working day if the month then? They want the first day to visit for the big one?
Whoop £25
25 again this month for me
Nothing for me this month.
£0 !
2500 p
£25 here first prize won in my second draw
7500p
1st month for me and looks like a £0 as nothing showing on the site & no email.
They could make it more obvious on their site though as, unless I've missed something, there's nowhere that says draw date & winnings if it's £0.
2*25 for me. I'm happy enough with that
Beats the easy money return from rolls Royce shares.
They could make it more obvious on their site though as, unless I’ve missed something, there’s nowhere that says draw date & winnings if it’s £0
Site isn't showing my winnings but the prize checker app is
Naff all for the first time in a while
£100 for me
£50 for Mrs Lawman
We'll settle for that (each month, please...)
Tsk, bugger all.
£25 for me.
Site isn’t showing my winnings but the prize checker app is
Ah ok thanks, there's still hope then!
My first time.
£0.
My lifelong bad luck has found a new outlet.
Second time. Still nothing.
£16k in there eligible. At what point does my bad luck become statistically significant?
Winner, winner, chicken dinner!
What to spend my mighty fortune on? They must have sensed I was about to withdraw the lot so gave me a token £25 to keep me on the hook!
Nothing here. Haven’t checked my wife’s though…
Second time. Still nothing.
£16k in there eligible. At what point does my bad luck become statistically significant?
£40k and won £50 in the last year. I'm a winner at being a loser.
Had been saving cash for flat buying and legal fees. that's been put on hold, stuffed some of it in Bonds month before last - result! - well' several minimum prizes. warm glow.
put a sizeable chunk in for the last two months, and not won a bean
3 x £25 this month, thankyouverymuch.
so many folk flocking into Premium bonds odds have gone from 40.99 billion to 1 to 46.33 billion to 1....... those are some loooooong odds .
so many folk flocking into Premium bonds odds have gone from 40.99 billion to 1 to 46.33 billion to 1……. those are some loooooong odds .
Thats per £1 ticket, per month, is it? So someone maxed out will have 50000x12 = 600,000 "tickets" or a 1 in 77216 chance of winning the million in a year (or have I done this wrong?)
If the payout percentage is still 1.4% /year, then more bonds mean less of the pot goes to the one lucky millionaire, leaving a greater number of 25, 50 and 100s for the rest of us?
those are some loooooong odds .
Sigh. What odds are there of a cash ISA returning more than a paltry 0.9-1% ish return? A big fat zero. So holding a decent chunk of bonds will give similar returns (1.4% notionally) but have the long shot upside of a much better return. Plus it's a bit of fun - you don't feel like you've won when you get a monthly interest payment, but do with PBs.
They're a suitable component for a balanced savings portfolio, nothing more, nothing less. Some regular savings products, some PBs, some stocks, shares and funds, a bit of gold and some leftovers for offshore money laundering operations (does buying bike bits in Germany count?)
Plus it’s a bit of fun – you don’t feel like you’ve won when you get a monthly interest payment, but do with PBs.
To be fair, just like my very occasional lottery ticket buying, I've gained some enjoyment out of idly speculating what I'd do if I won one of the big prizes.
Hey I'm not knocking it ....but they are long odds.
I am a believer in them
Definitely not expecting to win a million but gambling on topping out above a decent cash ISA return. Running at 0.6% return at present which is below even the NS&I cash ISA at 0.9% but the actual cash amount of that difference is less than the price of a Maxxis tyre in my case so I’ll not be losing sleep.
Thats per £1 ticket, per month, is it? So someone maxed out will have 50000×12 = 600,000 “tickets” or a 1 in 77216 chance of winning the million in a year (or have I done this wrong?)
If the payout percentage is still 1.4% /year, then more bonds mean less of the pot goes to the one lucky millionaire, leaving a greater number of 25, 50 and 100s for the rest of us?
It's not £1 per "ticket" it's £25 which is the smallest bond you can hold
This is the first draw for me. £25!
£25 also.
BoardinBob
It’s not £1 per “ticket” it’s £25 which is the smallest bond you can hold
I thought each bond was £1 but there was a minimum purchase quantity of £25?
After £125 over past two draws mine drew a blank this time.
Surely it must be per £1, as otherwise there would need to be 25x46bn invested which is £1.15tn. Quick check suggests ~£45bn invested.
The wife has just informed me that she got 4 x £25 prizes
Is it just me, or if you logon to an nsandi.com account does it show your balance and then your winnings in "Augustus's draw"? And no, my name's not Augustus.
Nothing bigger than £25 for me.
It's a £50 month for me so new bike
Very strange - just got the email through telling me I've won... £50
Nothing on my account yesterday when I checked. ERNIE must need a new hamster!
so many folk flocking into Premium bonds odds have gone from 40.99 billion to 1 to 46.33 billion to 1……. those are some loooooong odds .
Eh? Odds of winning a prize are 24,500 to 1. The prize pot increases to keep the odds roughly the same.