Forum menu
Insuring an underpi...
 

[Closed] Insuring an underpinned house - A cry for help!

Posts: 0
Free Member
Topic starter
 

Right update time!

Insurance initially declined from L&G due to time work was done so needed to pass all paperwork i had emailed to me on to the broker.

When going through everything with a fine tooth comb as i was fuming i discovered a small section on foundations on the plans for the extension. It basically specced a foundation required and drew attention that the original extension was underpinned in 1991, not the house as we were told. And in actual fact no work was carried out to the extension in 2003 as we were informed. So getting excited/thourghly pi££ed off at this point i managed to speak to the Building control manager at teh council who took the time to go through everything and confirm no work had been carried out to underpin the extension in 2003 and that only once had underpinning work been undertaken to rectify the extension which had subsided basically as it was something that Jack built and in retrospect should have been knocked down and replaced (as it would have been less than £13K to do this in 1991).

So with this i was able to go back to L&G and they will insure us and its £200 per year less than we pay now on a house of half the value (with bikes, all be it not great cover but enough).

So in short, solicitors didnt do their job and correctly review the documents, went with half a story which they didnt check out from the estate agents/me passing on what id been told and it led to this almighty nightmare.

So yes were buying the house and im very releived and selling it wont be an issue as we can easily and cheaply insure it and be open from the start, not lie/get facts completely wrong.

What a nightmare, but thankyou massively for the L&G heads up as this has saved us being homeless.

Now just to put a rocket up Countrywides arse! Literally! (any recommendations).


 
Posted : 28/11/2013 5:20 pm
Page 2 / 2