[Closed] Insurance to cover getting a car to an MOT?

Dayinsure.com. Or temporary cover via your dad's insurer (adding another vehicle) may be cheaper.

its got no MOT, so it cant be insured, and will show up on ANPR, as no MOT, and no Tax and no Insurance, you will need to get it towed there, ask the garage concerned.

or just buy a bike.

You can drive a car to an appointment for an mot. But only there and back.

The last time I asked, it was acceptable to drive an untaxed vehicle to a pre-booked MOT, providing it had aequate insurance cover; so get a day policy or get someone to drive it there for you.

And the comment above about not being able to insure it without any MOT... 🙄

Ask company who is going to MOT it if they'll pick it up, they can use their Trade Plates (assuming they've got some)

Project.. ??. the vehicle has to be unroadworthy to fail to be uninsurable not minus an MOT certificate. many cars have MOT certificates and then found to be unroadworthy..

book it in insure.. drive it down ( earliest test possible so you have a chance for repairs/ retest same day)

The penalty for driving a vehicle on the road with an expired MOT certificate is a fixed penalty notice from the police, currently £60, or a court fine up to a maximum of a £1,000.

Lots more info here.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_069671

Thanks guys, I'm aware that it can be driven untaxed to and from the MOT testing centre. However, it's finding somewhere that will insure an un-MOT'd car I'm having trouble with (I've bought day-insurance previously for a friends car whilst learning).

get someone to drive it there for you

+1 someone with fully comp insurance can drive it

Project - You're wrong. You can drive an un-MOT'd car to a prebooked MOT appointment. You do need insurance though. Tax has to be bought immediately it passes though, using the new certificate.

Direct Line did it for me recently.

CSB IS CORRECT, and im wrong, holds hand out to be caned by the master.

Driving an untaxed vehicle to an MOT test
You can drive your vehicle to and from a pre-arranged test at an MOT test station as long as you have adequate insurance cover in place for the use of that vehicle.

Congratualions on your marrige mr Ropey Reign Rider, bit late , totally forgot.

Project, consider yourself disciplined.

big n daft - not sure you're right there. It's the car, not the person that's insured. I asked Direct Line if I could do that under my fully comp policy and they said no, all cars need their own policy to be driven, other wise multi-car users would just insure one and drive them all.

Easiest and cheapest is probably to have it trailered there, and hope it passes.

Try some of the specialists like Footman James rather than the ones on the tele, or have a flick through a car mechanics/classic car magazine and try the people that advertise in there.

Cheers all, so not a definitive answer then ... hmm why won't Google help me!?

Thanks Project, how did you know about my being made an honest woman then?

Oh, that'll be my honeymoon post or some such thing ...

big_n_daft - Member

get someone to drive it there for you

+1 someone with fully comp insurance can drive it

If someone has fully comp insurance that covers them to driver any car, the car they are driving MUST have at least 3rd party already on it, if not then they aren't technically insured.

Also, a car without MOT cannot get insurance, double edged sword i'm afraid, best bet is Trade Plates!!

Definitely get the garage to pick it up for the mot, it'll cost a little more that way but much easier.

Andydicko is normally right about 3rd party cover on other cars but policies vary so much that you have to check them individually. Many fully comp policies don't provide this cover at all any more. He's wrong you can definitely insure cars without an mot however. Plenty of people do for cars they're restoring/fixing etc but are worried about disappearing off their drive or similar.

absolute rubbish.. you can insure anything.. i renovate old motorcycles and that includes registering them.. when i take them to the test centre they are insured and dont have an mot or even a reg number.
as long as the vehicle is insured third party ( i use the frame number) it can be used on the road to access a pre arranged mot test at the nearest test centre. with the frame number mot and frame number insurance i then whip it down my soon to be closed local dvla center where the paperwork ll be completed there and then and i get a new reg number ( and even a certificate in lieu of a v5c to obtain a set of plates) or the bike is inspected by the offical or they send a man round to check the frame and engine numbers..i dont ride them to the dvla as its in trafford and involves m way driving and that aint fun on sommat that does 25- 30 max..

and yes i have been stopped by a constable whilst making such a journey and was on my way following a phone call to the test centre..