I think II is a great platform, very easy to see how things are going and research your options, the fee is just a monthly amount so the more you have the less it is in percentage terms. From about 75k upwards it’s about the cheapest option out there. Customer service is also excellent, from my experience anyway.
…I appear to have somehow quoted myself…
Bonds are much simpler but there are loads of them, the Bond markets dwarf the equity markets. You are generally just buy a loan so receive interest and your money back. Most bond market are dominated by the primary market, i.e the initial issue of them to investors, secondary markets (i.e after the initial offering period) tend to be relatively illiquid as they are traded over-the- counter rather than on exchanges unless you are looking at government debt.
