7 year old grand cmax. 15000 miles a year.
Both of us 58 years old ,20 plus years ncb they want £511.
We must be pretty low risk.
What are you young whippersnappers with your fancy cars paying?
13 year old C3, 50, £250
13yo C-Max, two drivers 52 and 48,12k per year, £315. It's gone up this year by £50 but I can't find a better offer, insurance up all round apparently.
On an Admiral multicar, which doesn’t cover mine, as on a salary sacrifice lease.
2 yr old Q2 is £500 for me, wife and learner youngest who is 17. We are both in our 50’s.
2 yr old 1.2 Corsa, in eldest sons name, covered for him as main driver, plus me and wife, he’s’ 20 and 2 years since passing test and a shade over £2000, he has 3 points though for speeding 🙄
2016 Peugeot 108. 140 quid/year . Up from 120 last year.
'sporty' 2017 Leon FR estate 1.4tsi (150bhp) auto, 20k miles a year, full business cover for wife and I, 20+ years NCB, £360.
'Definitely not sporty' 2012 Ibiza estate 1.4 16v manual with a throbbing 75bhp, 12k a year, both wife and I full business cover plus a 21 and 20 year old, 10+ years NCB, £580.
Edit: no points and no bumps for anyone in last 5 years
Mines due next week 17 plate Seat Leon FR, 8k miles a year, 11years ncb, 58yo, clean licence £238 up from £175
19y old BMW 330i. 42, no peak driving. Low miles = £172 up from £142 last year.
6y old BMW i3. 42 and 41 with driving in peak times, SDC and 9k a year = £282 up from £252 last year. <br /><br />Both fully comp with (full 9y+) protected no claims and the minimal excess. No convictions, no claims.
13yr old slow focus. 3k miles. Boring man with boring job, driving 20 years. Approx 250 this year. Big increase.
15 year old turgid Golf, c 12000 miles a year £250 pa inc breakdown cover.
me 55, full ncb no points or shunts
Today ,I had a company refuse to give me a quote as I didn’t keep the car in a garage and I haven’t got gates on my driveway !
£750 51 years old , 2 year old BMW iX3
Living in a 1 postcode doesn’t help. Out of curiosity, if I lived at my mates place in the sticks it would be less than half that
( and he has had 3 cars stolen in 5 years from there )
Just been through my renewal. I've got a Mazda CX5 and the mrs has an Abarth 595. 20 years no claims. Mid forties, no points.
My multi car renewal with admiral went from £700 to £1200!
A few minutes on the comparison sites got quotes for less than my expiring premium. Think I'm £650 for both.
72 plate 1.0TSi Fabia and 16 plate 1.5 MX-5 for £520 through LV multi-car. GL postcode. Expecting a rise next renewal as inexplicably it went down this year by a few quid.
2x 42 yr olds, one with IAM.
12 year old, 200bhp Hyundai Santa fe, about £250/year.
1990 eunos, 5k miles per year, inc commuting, £89/year.
£740 up from £600 last yr for a multicar policy for two 50 somethings including business use & 12k miles each in a 6yr old Mazda 3 & 8yr old Volvo D2
2018 VW Golf, full NCB 10000 miles pa, was £280 this year, anticipating a big increase at renewal in February. Three drivers all over 60 none with points or claims.
2009 Mazda 3. Does 4k miles a year, parked on-street, cost is about £375ish.
Two 40-something drivers, about 10 years no claims. MrsDoris last claim was pretty hefty tho, as it required the replacement of a significant chunk of central reservation on the M40 😬😬😬😬😬😬
Car: Skoda Rapid Sport, 2016, 12k miles per year quoted but running a fair bit less these days. Garaged at home.
Me: 52yo, male, full NCD, no claims etc last 6 years or so, no points (plus wife, similar). Rural Carmarthenshire.
Recent insurance: £210 last year rising to £280 this year for no reason our end.
I know insurance is up across the board; I can't quite decide whether to be annoyed I've had a 33% rise or glad that it's still not a huge amount of money.
51 years young just me and wife on policy
Just had renewal through Fiat doblo crew van £500 with Euro breakdown cover
Up from £370 last year
Thought scamming ppl was against the law
My mx5 was £130 last year
Ours seems expensive. That does include 1000 miles business.
Does driving to and from the Nec twice a year to look at stuff for our shop constitute business?
£480 for an eNiro 12k miles, both of us 47. Glasgow suburbs. Up from £260 last year in a 53 plate s40.
£650 for slightly modified Audi RS3
8000 miles
Covered for both my wife and I (41) personal and business use, parked on road overnight.
Just lowering the car 20mm and changing wheels put c.£250 on the policy!
£699 for Audi A8 4.2 385bhp; c7,000 miles pa.
IIRC, my Santa fe has 5000 business miles as part of 20k/year. I don't think declaring business milage has ever changed my premium.
I suspect the number of self employed amazon etc drivers in old c/s max's (round here at least) might affect the risk profile though.
14 year old Mondeo, £250 full comp; went up to £330 but comparison brought it back down.
Swapped it for an iX and its £990! Tesla was minimum £1300.
21 Year old Nissan Primera SVE is about £160, the 2012 Qashqai N-tec+ is about £300, but the little Aygo I insure for son and daughter (2010 Blue edition) is £800.
Sons modified Fabia (200 bhp) is about £1500
Fortunately the Aygo renewal looks the same as last year. Sons Fabia is off the road alot...
EVs are quite expensive due to parts. Benefit of being 53, looked at mad cars and still less than £500, but next car looks like a van/people carrier for bike/swim/camp duties.
12yr old Skoda Yeti, 10k miles pa, me 48 + wife 38, £250. £70 more than last year. Went up a bit last year too due to being hit by an uninsured ****.
5yr old Mitsubishi Mirage (same mileage and drivers) £220. £20 more than previous.
My poor dad on the other hand....2015 plate Audi A4. £330 last year, this year they want £1000!!! He's just turned 80, but is an IAM instructor, and has 20+ years no claims. Bloody ridiculous 🤬
£340ish 1986 modified 944T. 5000 miles pa, parked on the drive in a part of town often visited by police helicopters and seen on 'Road Wars'.
Also her car that I sometimes use and have driven to the Alps a few times, around £300, 2004 astra estate of reliability, which is incidentally what the whole car cost 9 years ago.
Merc E class estate 2019, 8k miles 1k business, 2 drivers, driveway. 14 yrs NCD, protected NCD, £500 excess . £380 per year
Polo 2022 same as above but £250 excess £480 per year
Probably in one of the quietest, most crime free parts of the country
2014 Merc Viano, 2 drivers 48 & 47, I'm driver and have a speeding conviction, 12000 miles, £550ish.
2017 Seat Ibiza same drivers but I'm 2nd driver on this one. Business use. £360 I think.
2017 Mustang GT, me @ 44yo and MrsFO @ 43 yo, both with full ncb and 0 points. Was £560 for this last year fully comp, 8000 miles, £250 excess and protected ncb. It's due for renewal in February next year and talk on the forums is I'll be lucky if it's anywhere under around £1200 🙁
Admiral multi car. £1900. 55yr old full NCB but I had a car pinched last year and even here in deepest Surrey some cars are getting expensive to insure.
My renewal for the next year from June was £355, for a 19-plate Ford EcoSport ST-Line. I was 68 at the time, 69 now.
Part of the problem for insurance companies is the insane cost of replacing parts for modern cars; an LED headlight unit can cost over £1200, a replacement screen for mine could be anywhere north of £800, maybe edging towards £1000. A panoramic glass roof panel, cracked while loading something onto a roof rack - £1500+. I’ve seen a full-width instrument panel/infotainment screen on a year-old Mercedes go completely black while the car was being driven out of the workshop following some bodywork, if that’s not covered under warranty, I couldn’t begin imagine what it would cost to replace, this obsession with having an entire touchscreen system in modern cars is going to bite an awful lot of people in the ass over the next few years. Owners are not going to be happy.
I chose my car, having had the luxury of effectively ‘test-driving’ hundreds of different cars over two years, because it’s got a mostly analogue dash, with real push-buttons and physical knobs for the radio and climate control, along with an actual hand-brake. It does have an infotainment screen, but it’s set into the dash and sticks up like a tablet, typical Ford layout.
To qualify my post ^^^ the cost includes legal, windscreen, uk & euro recovery; excess £150 compulsory and £100 voluntary.
Without factoring in these costs, the various responses don't allow any meaningful comparisons.
Sounds pretty standard
2005 Toyota Corolla 1.6 Automatic Petrol.
12 year plus protected NCB.
Fully comp.
Last year £265
This year £307 (online renewal quote) but when I called to confirm over the phone the bloke wanted £380. The next day I called again to make sure the online quote was alright (was thinking of moving to another insurer) and was told it was correct quote. They cannot figure out why the other bloke quoted me £380.
I could get it insure with another insurer for £225, but decided against it because it's not here no there.
My rule is simple, if the increase is £100 or more, I walk.
2013 Fabia 1.2 (70PS), private car park, 42 years old full NCB (protected) with 1 claim and 1 windscreen in the last year. 20k miles costs me £520, double what it was last year.
1989 Mini 1000 City plus mods, classic policy with 2k miles, stored at a different address in a secure garage (40 miles away), breakdown cover and agreed value of £4k is £296.
£260 for a 2015 plate SEAT Leon FR (150bhp), but low mileage. On street parking in inner'ish city Bristol. Over 15 years NCB.
Both car and van jumped about £100 from £260-ish
Increasing the voluntary excess by £100 achieved a £10-15 reduction so I didn't bother
Still cheaper than elsewhere 😔
2018 Vitara 1.0 Boosterjet
2 x 59 y/o driving with clean licenses, Max NCB, NE33 postcode, 8000 miles p/a, breakdown and legal cover.
Not due till April, but usually £200-£220, then whatever Quidco cashback - around £40
£350 ish
2018 diesel estate, vauxhall, not a fancy dandy aspirational brand
mid 40s, no points or naughtiness, "2.4 children" lifestyle
Not looking forward to renewal (month or two away) if the rumours are true...
Mine was £750 last renewal with Vitality, but they have written to me to say they have stopped providing car insurance so have to go elsewhere from renewal (1st Nov '23). Looking about I am looking at £1100!! 6yr old BMW Diesel Estate
Audi A4 Allroad, 13,000 miles - Last year £570, this year.......£930 and that was after ringing up and getting a discount. Still looking for a better deal.
12yo 1.2 Micra, 40 something driver but zero no claims as not owned a car for years.
£380...not too bad I guess given the lack of NCD.
