Well yes. Maybe something changed but I don't know. Before it was £400. When I added my son it went to £500. Now it's £578 with him removed.
And he learnt and passed in 6months so only used £50 of that initial £100 extra. Well it clearly doesn't work like that.
Anyway that's an annoyance with a cost. The premium quotes going up by c£400 because I have used the comparison site too much is like a kick in the teeth. It's like you can't shop around and balance car cost with insurance cost.
And he learnt and passed in 6months so only used £50 of that initial £100 extra. Well it clearly doesn't work like that.
No, a load of the cost is front loaded because that's when they do all the set up, etc. So I understand and to some extent support that the fees aren't refundable and/or the premium is heavily front loaded.
It was charging EXTRA fees that was the issue to me.
On the plus side the average learner takes about 45 hours of lessons to pass their test, so if yours has done it in six months they'll have saved a fortune in lessons if nothing else.
Well yes. Maybe something changed but I don't know. Before it was £400. When I added my son it went to £500. Now it's £578 with him removed.
Yeah, I'd be having a whinge about that. The admin fee to take him off the policy isn't great, but it's quite small.
As long as the policy is back to exactly what it was before you added him, I can't see why it's fair the the premium itself changed. It's an annual policy and it would have been the same price if you'd not have added him.
So - complain. Get final response. If they don't waive the premium, take to FOS. That'll cost them £650 for starters.
Personally, I think it’s much to do with what they are familiar with ie which car were taught in/practiced in/passed the test in ..
- both my sons were taught, by an instructor, and practiced in our, long gone, Peugeot 205 and now, for different reasons, own Kia Piacantos
- good friends daughter was taught, by an instructor, in a Ford Focus but spent 90+% of her time practicing in a Volvo 850 and now drives around in a slightly smaller car. I remember seeing her park the Volvo in a tight town car park with ease.
Familiarity and a bit of confidence makes all the difference.
