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[Closed] debt problem

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Payment Protection.

The kind of stuff mis-sold by your colleagues?


 
Posted : 20/12/2011 11:24 pm
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Does debt collection pay well jumpy and do you require a decent education to access such a delightful profession?

Oh, and do you still live with your mummy? You didn't answer.

i have a degree, and i live at least 300 miles away from my mumy.. i bet you're pissed coz you owe the bank a shit load of cash and have some how managed to convince you're self you shouldn't have to pay it back as the bank are such nasty people!


 
Posted : 20/12/2011 11:25 pm
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it took two years to get as job???

Yes you ****ing idiot. Why don't you read his post since you are so keen to comment


 
Posted : 20/12/2011 11:25 pm
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No, the creditors forgot their responsibility for a duty of care to check capability to repay when frivalously lending money with pound signs in their eyes. You can't just blame the people who borrowed.

i totally agree, i mean we shouldn't let the working classes borrow money should we, and people should not be held responsible for there own actions, its our fault there morons!


 
Posted : 20/12/2011 11:27 pm
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you do realise the whole crisis started because people were not paying there mortgages and debits don't you!!!

Wasn't the subprime mortgage the main reason for the credit crisis, lending money to debt defaulters at high interest rates as a way for the banks to make more profits?
The main reason was pure and simple GREED by all parties.


 
Posted : 20/12/2011 11:28 pm
 GJP
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As we have seen the banks are more than capable of shafting themselves in their arses ad infinitum without the help of the average man/woman on the street.

It therefore seems somewhat hypocritical for the employees of banks and their partners to be critical of how others manage their own financial affairs. Pot Kettle Black.

jumpupanddown you really should not be so quick to judge. Have you not figured it out that it is down to the likes of Jools and all us other tax payers which mean you still have a job.

What better business to be in than one where you are rewarded for such gross incompetence and failure.


 
Posted : 20/12/2011 11:28 pm
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Yes you **** idiot. Why don't you read his post since you are so keen to comment

you mean it took two years to find a job he considered him self worthy of. Lots of jobs out there if youre willing to do whats available, min wage is better than the dull.


 
Posted : 20/12/2011 11:29 pm
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jumpupanddown you really should not be so quick to judge. Have you not figured it out that it is down to the likes of Jools and all us other tax payers which mean you still have a job.

my bank didnt borrow any money from the goverment.


 
Posted : 20/12/2011 11:31 pm
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jumpupanddown - Member
Oh could someone also get the taxpayer to bail us out
you do realise the whole crisis started because people were not paying there mortgages and debits don't you!!!
POSTED 37 SECONDS AGO # REPORT-POST

- The banks got greedy!! I bet you don't have many friends do you? Or if you do, I bet you don't act like the complete cock you are on here! Please will you do me a favour and go and hang yourself? Cheers 😆


 
Posted : 20/12/2011 11:31 pm
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[i]jumpupanddown - Member[/i]

[b]Does debt collection pay well jumpy and do you require a decent education to access such a delightful profession?

Oh, and do you still live with your mummy? You didn't answer.[/b]

i have a degree, and i live at least 300 miles away from my mumy.. i bet you're pissed coz you owe the bank a shit load of cash and have some how managed to convince you're self you shouldn't have to pay it back as the bank are such nasty people!

I see the degree didn't help your punctuation and grammatical skilz. Maybe you don't need them in your job?

I'm not pissed about anything pal, well maybe with the exception of your attitude. I always pay my debts, however various lending facilities have still chosen to give me a shit load of cash that they have no reassurances I could repay if I fell on hard times.


 
Posted : 20/12/2011 11:31 pm
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jumpupanddown - Member

you mean it took two years to find a job he considered him self worthy of

[i]Nice...[/i]

jools182 - Member

I lost my job a few years ago. During my time off I had some health problems with stress and anxiety.


 
Posted : 20/12/2011 11:32 pm
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you mean it took two years to find a job he considered him self worthy of.

No. I mean if you are going to repeatedly comment on a thread, such as you have on this one, then why can't you be bothered to read the original post ?

Are you that lazy and incompetent in your job ?


 
Posted : 20/12/2011 11:33 pm
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you do realise the whole crisis started because people were not paying there mortgages and debits don't you!!!

Yeah they were in the prime position to gamble with literally millions....


 
Posted : 20/12/2011 11:33 pm
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various lending facilities have still chosen to give me a shit load of cash that they have no reassurances I could repay if I fell on hard times.

pleas understand the bank is a business, its not there to be nice to you its there to make money for its share holders, get over it!! Yes it pays well!


 
Posted : 20/12/2011 11:34 pm
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Am I right in thinking the charmer that was ilovemygears and jumpupanddown are one and the same?


 
Posted : 20/12/2011 11:34 pm
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Could be Brycey. The spelling is a bit of a clue, ain't it ?


 
Posted : 20/12/2011 11:36 pm
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no doubt ill be in touch with some of you soon.


 
Posted : 20/12/2011 11:36 pm
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jumpupanddown - Member

no doubt ill be in touch with some of you soon.

Can't wait


 
Posted : 20/12/2011 11:38 pm
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Am I right in thinking the charmer that was ilovemygears and jumpupanddown are one and the same?

Oh get you Columbo. 🙂

Liking your work though Brycey.


 
Posted : 20/12/2011 11:38 pm
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I live in Manchester so at least you're nowhere near me...


 
Posted : 20/12/2011 11:39 pm
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pleas understand the bank is a business, its not there to be nice to you its there to make money for its share holders, get over it!! Yes it pays well!

Doea this mean that all those lovely adverts where the banks are offering to help me and make my life more beautiful are, infact, bull crap?


 
Posted : 20/12/2011 11:39 pm
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Doea this mean that all those lovely adverts where the banks are offering to help me and make my life more beautiful are, infact, bull crap?

yes utter shit!


 
Posted : 20/12/2011 11:41 pm
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Obnoxious - tick
Offensive - tick
Terrible spelling and grammar/dyslexic - tick
Four word continuous name - tick
Lives in Manchester - tick

CSI Brycey signing out.


 
Posted : 20/12/2011 11:41 pm
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False advertising? Tsk!


 
Posted : 20/12/2011 11:41 pm
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Don Simon; I've heard with some banks when you go in the staff all gather together and sing and/or DJ for radio stations.


 
Posted : 20/12/2011 11:43 pm
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yes utter shit!

Thank the lord for that, I thought it was just me that thought this.


 
Posted : 20/12/2011 11:47 pm
 timc
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ernie_lynch - Member
That's not what he says in his OP :

jools182 - Member
I already had some money owing on credit cards and an overdraft when I lost my job.

So read the rest of the thread then... 🙄


 
Posted : 20/12/2011 11:47 pm
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The 5-10k debt and what is causing the problem was after he lost his job


 
Posted : 20/12/2011 11:55 pm
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For the OP, the money saving expert forums will be great for you, loads of people in similar and worse situations. And plenty who've come out the other side, which should give you hope and perspective. After a wedding and a baby in the last year, I've finally started to be more careful with money and that required a real change of mindset on my part. Maybe set a simple goal, like attacking a different area of expenditure each month and trying to reduce it.

For the mentalist, I'm loving your work 🙂


 
Posted : 20/12/2011 11:59 pm
 timc
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Unless you know him, you making assumptions based on his contradictory posts.

I personally sympathise he is now in this position & can't believe the posts by a certain member, but you have to be prepared for life's pit falls sadly


 
Posted : 21/12/2011 12:00 am
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