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Anyone else had one of these for testicular cancer with L&G and been successful
My understanding is that critical illness pays out when the prognosis is bleak, which I hope isn't the case for you.
Is that why they haven't paid?
I'm making a lot of assumptions here, obviously.
A friend of mine did for just that, not sure of the insurer. Lost a ball but paid off his mortgage!
Also L&G, made a claim for Prostate Cancer. They refused as they said it was 'preexisting and undiagnosed' when I took out the policy, through work, a year earlier - I didn't challenge it as they were probably correct 😡
Depends on the insurance company but they are notoriously reluctant to payout unless the cancer is at a certain level, Mine paid out as I had stage 3 Bowel Cancer. Speak to your consultant as he will have to complete the claim forms for you.
Good luck
You need to check your policy wording....CIC only covers what's on the list of covered conditions, and different insurers have different lists.
Had surgery + 2 cycles chemo. Stage 1 hadnt spread but had vascular invasion of ball removed. Mortgage paid off would be a plus after everything.
My experience was that they try very hard to not pay out, hope you have a better outcome with your claim.