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A topic everyone dreads I am sure..
We've got a couple of road bikes and a couple of mountain bikes between us. They add up to a fair bit AND Direct line don't cover above £2k.
So, who has something good to say about bike only insurers?
Also I've got an old (2008) Stumpy expert - current value = £800 but new they are £4500, what do I ensure it for?
Thanks all,
Unless you really can't change your home contents insurer I wouldn't look at specialist cycle insurance, I had it briefly a few years back and the premium was about 10% of the insured value and there were a lot more "we'll try everything we can to get out of paying up" type T&Cs. Personally I'm still with M&S contents insurance, it's not cheap but still a lot cheaper than specialist insurance & not many onerous T&Cs.