[Closed] Totally sports insurance experiences?

so they have a big spread on Facebook and a few of my rider friends have liked the page,so I sent a msg asking for a quote.
I'm self employed which is usually a big no no usually for pay outs and validity unless you pay through the nose,so they say for £24 a month they will cover me iff I fall off my bike and hurt myself badly and cannot work,all I need is a doctors note "it's that simple" they say,that also covers me iff I injure myself in work,sounds good but I have to sign up yo receive the t's and c's and there's a 14 day cooling off period,also covers me abroad aswell.
Anyone have any experience using totally sports?