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This may be useful to those who are renewing a policy soon - beware...
OK, so RBS had a nice part to the policy where any item up to £2000 was treated as an individual item in a claim, hence bikes up to this value in the house were covered.
According to the renewal I just got through with some policy 'updates', my premium has doubled for no reason (er thanks for that) and now bikes have a £500 claim limit. Ok...
Sod that. Alternative policies/companies for bikes in a flat please?!
Try Swinton. My home policy with them has similar cover to your original RBS policy.
AA came good for us this year
Cheers guys - will check them out.
Second AA insurance, from memory (without checking paperwork) bikes come under normal items and aren't specified and can include them in contents away from the home.
I just renewed my house and contents insurance yesterday. My two bikes are covered at home and away (up to £1500 worth each), £50,000 contents cover etc etc and its was £145 for the year. That was with Quote Me Happy.com underwritten by Aviva. I did it all via Confused.com
AA came good for us this year
isn't there an outbuildings limit of £3k
Yes, but if you add bikes above their limit they're additional to that.
Direct Line Select always seem to come out favourably.
Rockhopper - that sounds like a winner - will have a peek at that and AA too.
Cheers folks!
AA here too - call them and they will explain it in clear english for you 😉