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Advertised a nice frame on here a few weeks back and a buyer from abroad contacted me via email to say he wants it. Pays the asking price and transfers the money via Paypal Gift.
Everything good up to this point - my main concern is when the money comes through it states the payment can still be reversed and there is no indication of a verified address on it.Am I missing something?
he sent if gift, it's like throwing your cash out the window. Really your in a great position to scam him.
Have always been straight with people on STW - no intention of scamming him but I am concerned it can be reversed even though I paid no fees on the transaction.
read up on gift and the warning on why it shouldn't be used on the forum
PayPal Gift warningWe strongly advise that you do not use PayPal Gift (also know as Personal Payments) as this service is intended for friends and family and does not provide the protection of standard Paypal transactions.
The paypal site should explain it all
I bet it can be reversed if, for example, it's been paid by credit card then there is subsequently a charge back for some reason.
nothing thats ever been suggested in the I've been scammed by PP Gift threads Great Ape.
Pretty sure it means YOU can reverse it, ie send the money back, but he can't
I'm speculating with my cautious hat on, rather than saying it definitely can. I'll have a wee read and see...
It appears there is no 100% watertight way of receiving money from abroad.
Hi there,
The other guy it's me. I've just sent and email to mundiesmiester, so we can unblock this situation.
As far as I know there's no way to revert a payment via paypal gift, so I know I've been very confident cause mundiesmiester had good reputation on this forum and we had good comunication by email. Aslo I have a very good reputation on the spanish forum with 100% positive feedbacks on buy/sell transactions.
I must confess I'm also worried about my money. I never scammed nobody and never will do.
Sorry about my english, I'm from spain (our government doesn't invest too much in our public education).
our government doesn't invest too much in our public education
😀 You've come to the right place to fit in!
Just to close this post, I must say that I've received the frame yesterday. It was in a great condition and for sure we both will be happy with this transaction. Great to deal with mundiesmiester.
🙂
It appears there is no 100% watertight way of receiving money from abroad.
^this.
Having paid for our holiday accommodation on PayPal (not gift), then had an issue with a technophobe gite owner, paypal refused to refund anything, as thier 'guarantee' did not cover services, or any product delivered abroad rather than our home address. Total waste, and I am now trying not to use paypal.
It appears there is no 100% watertight way of receiving money from abroad.
Bank transfer. No way they can be reversed.
I had one case a few years ago when my bank sent £5000 to the wrong recipient on my list of accounts - all they could do was ask nicely to have the money back, luckily this was a reputable German company who did so.
I received a bank transfer a couple of years back from persons unknown. I was contacted by the bank to ask me to tell me that they would be reversing the transfer. Oddly I didn't get an option to keep my unexpected gift 😆
I think the rules are;
If it's the customers fault that you got money in your account you can keep it.
If it's the bank's fault then you can't.
I think it's also different if it's UK or international.
It wasn't as bad as the time a big UK bike distributor took £10,000 off my credit card by accident 😉