Forum menu
how much do you hav...
 

[Closed] how much do you have

Posts: 0
Free Member
Topic starter
 
[#3166461]

at the end of the week when all my bills are paid i have about 250 quid that i can honestly call my own, never seems to be enough but thats life

is this an average ammount, or is it time to look for another job


 
Posted : 20/09/2011 4:03 pm
Posts: 0
Free Member
 

£250 a week spare? Thats a lot!


 
Posted : 20/09/2011 4:04 pm
Posts: 5
Free Member
 

lucky to have that a month at the moment :S


 
Posted : 20/09/2011 4:06 pm
Posts: 1014
Free Member
 

i have a fiver till payday.


 
Posted : 20/09/2011 4:06 pm
Posts: 0
Free Member
 

You have nothing like what I do.


 
Posted : 20/09/2011 4:07 pm
Posts: 13508
Full Member
 

This month I have just paid for last months holiday and have also rinsed the savings to buy Miss Lunge something shiny. So none spare this month and possibly a brief chat with my overdraft. Next month will hopefully provide some spare but I'm sure something will come in to take the spare away when I least expect it.


 
Posted : 20/09/2011 4:07 pm
Posts: 1058
Free Member
 

I'm lucky to have £250 spare a month, let alone a week 🙁


 
Posted : 20/09/2011 4:09 pm
 flip
Posts: 0
Free Member
 

I'm left with more than enough to pay my pitiful servants..


 
Posted : 20/09/2011 4:09 pm
Posts: 9112
Free Member
 

I don't have a clue. I ask my wife to control the cash flow, because if I was in charge there simply wouldn't be any.

That said, I am able to afford a coffee at the local cafe every day and go to films at the local art house cinema once or twice a month.

But single, big purchases are always a bit iffy.


 
Posted : 20/09/2011 4:10 pm
Posts: 13291
Free Member
 

Please refrain from talking money,it's so common. 😛


 
Posted : 20/09/2011 4:10 pm
Posts: 1277
Free Member
 

Was looking back through some old bank statements (as you do) from the mid-nineties when me and Mrs Chas were renting a little flat in Bath.

The balance dropped to 'zero' (as near as makes no odds) at the end of every month.

Dunno how we managed, really. Happy days.


 
Posted : 20/09/2011 4:10 pm
Posts: 0
Free Member
 

That's a lot. after ALL regular payments, bills, mortgage, DD, Subs I have about £100, then take £20 out of that as a reg payment on to a ccard (due to overspending on home improvement materials 4 months ago)

Even then I think it's a fair amount and wonder how I fritter it away so fast(buy all my lunches, a fancy coffee every other day, bike stuff, chocolate, booze)

EDIT (again) sorry, that £100 needs to include my groceries too!


 
Posted : 20/09/2011 4:11 pm
Posts: 3509
Free Member
 

dude thats simply too much...you need to buy a new bike or something 🙄


 
Posted : 20/09/2011 4:11 pm
Posts: 0
Free Member
Topic starter
 

feel a t**t now for asking,


 
Posted : 20/09/2011 4:13 pm
Posts: 0
Free Member
 

my preferred method of managing the budget is to not keep a close eye on what is in the account, then you are too scared to spend anything.

Then when you get to the end of the month you can see what surplus you have 🙂


 
Posted : 20/09/2011 4:14 pm
 ski
Posts: 0
Free Member
 

I am going to get done for cross posting soon 😉


 
Posted : 20/09/2011 4:16 pm
Posts: 6351
Full Member
 

15p i feel like a millionaire 😀


 
Posted : 20/09/2011 4:16 pm
Posts: 0
Free Member
 

at the end of the [b]week[/b] when all my bills are paid i have about 250 quid that i can honestly call my own, never seems to be enough but thats life

I think if you have £250 spare a week, you can't be doing to bad.


 
Posted : 20/09/2011 4:17 pm
Posts: 0
Free Member
 

No idea, I take £330/month as pocket money


 
Posted : 20/09/2011 4:17 pm
Posts: 0
Free Member
Topic starter
 

I do keep a close eye on things, in the past i was really really bad at managing money, i tend to be as organized as poss these days, but thats just me

that and im as tight as **** (not really)


 
Posted : 20/09/2011 4:17 pm
Posts: 0
Free Member
 

After I've paid into 4 different insurance/hospital plans , put £30 into a rainy day account and paid the cycle to work I don't take out £250!

after the bills and stuff there's ussually about £50 left over.


 
Posted : 20/09/2011 4:18 pm
Posts: 0
Free Member
 

Sounds like you are doing quite well.

I'm left with around £700 a month to pay for petrol, beers and bike stuff. It'd be nice to have more, but i'm not complaining.


 
Posted : 20/09/2011 4:18 pm
Posts: 0
Free Member
 

I have no idea but have never run out.

Depends where in life you are?
- student
- working but living at home
- renting
- just bought a house
- still got a mortgage fixed on a stupid rate
- got kids
- etc
- etc....


 
Posted : 20/09/2011 4:45 pm
Posts: 0
Free Member
 

after childcare, mortgage, bills, loan repayment, fuel, food etc I have roughly nothing left


 
Posted : 20/09/2011 4:49 pm
Posts: 0
Free Member
 

Every month, it seems we get down to the last week and I see a spare $200-300 sitting in the account, and almost invariable, some unexpected expense (or Mrs Busydog spots a "deal" while "just passing through" her favorite clothes shop)and the spare $$ are gone, just like that. So much for the new Sidi shoes.


 
Posted : 20/09/2011 4:53 pm
Posts: 0
Free Member
 

I'm with sssimon. If there were £250 left at the end of the year I'd be very pleased! Damn those pesky kids (kid). Mind you, he's 3 1/2 and he can already ride his bike, so worth every penny.


 
Posted : 20/09/2011 4:54 pm
 ski
Posts: 0
Free Member
 

Sounds like you are doing very well to me, I would be in a much less stressed place if I had that sort of excess a week 😉

Trying to chip as much off the mortgage as I possible can at the moment, means I don't have much left at the end of the week, small change in my pocket, but then again I don't have much at the start of the week either 😉


 
Posted : 20/09/2011 4:56 pm
Posts: 0
Full Member
 

If you have a grand a month spare you must still live with your mum?

No offence meant 🙂


 
Posted : 20/09/2011 4:56 pm
Posts: 0
Free Member
 

what a nosey bugger you are ! well seen as tho you ask im penniless..destitute...its called living in Britain !!!!!!!!!!!!! 😉


 
Posted : 20/09/2011 4:57 pm
Posts: 0
Free Member
 

I have nowt.. 😀


 
Posted : 20/09/2011 4:57 pm
Posts: 0
Free Member
Topic starter
 

non taken, and no dont live with my mum thank god, have 3 kids as well

but when i got divorced gave my ex everything, and in return i dont pay mantaince


 
Posted : 20/09/2011 4:59 pm
Posts: 0
Free Member
 

i have about 1500 left a month after all the bills. still feel skint cos i never see it as it goes into the joint account and doesnt get used. builds up in case i end up on standby at work over the winter.. i get paid 39 hrs a week on basic for that which just to say covers bills. any thats left at the end of standby goes into a savings account. if i need owt, i go n get it 🙂


 
Posted : 20/09/2011 5:00 pm
Posts: 0
Free Member
 

Nowt! Luxury!... when I were a lad....


 
Posted : 20/09/2011 5:01 pm
Posts: 27603
Free Member
 

"feel a t**t now for asking"

Don't be. Sometimes its good to be reminded there are some people worse off than you and (speaking for myself not you), you've turned into a whinging selfless A-double Snakes but don't realise how lucky you are.

As someone told me recently, you find yourself in different rungs on the step ladder of life in some situations. Sometimes you'll be on the top rung, in others you'll be on the bottom.

Such is life.


 
Posted : 20/09/2011 5:01 pm
Posts: 0
Full Member
 

- still got a mortgage fixed on a stupid rate
- got kids

Bingo!

You can add living in the South to that - London prices extend out a bloomin long way, and it gets a little further every year.


 
Posted : 20/09/2011 5:05 pm
 ski
Posts: 0
Free Member
 

peteroughton169 - Member

i have about 1500 left a month after all the bills. still feel skint cos i never see it as it goes into the joint account and doesnt get used. builds up in case i end up on standby at work over the winter.. i get paid 39 hrs a week on basic for that which just to say covers bills. any thats left at the end of standby goes into a savings account. if i need owt, i go n get it

Got any jobs going Pete 😉


 
Posted : 20/09/2011 5:06 pm
Posts: 12
Free Member
 

If I cut my spending back to just my expenses, then I'd say I'm lucky enough to have more than £250 a week spare. But I have a (by national average standards) well paying job.

I'd say having a thousand a month as your own (i.e. spending) money is pretty good. If you aren't well paid (by nat ave standards), then you must be a baby boomer with a tiddly mortgage.


 
Posted : 20/09/2011 5:11 pm
Posts: 0
Free Member
Topic starter
 

whats a baby boomer ?


 
Posted : 20/09/2011 5:13 pm
Posts: 0
Free Member
 

ski, jobs are going but i wouldnt advise it! ime trying hard to find another job as the lifestyle is affecting me personally since i became a dad last year for the first time. ime looking at taking a 1500 a month drop in wages and sorting out my bills in order to get home. at the end of the day money no longer makes me smile, the smile on my daughters face does and money cant buy that! time to change. plus ile be able to ride with me mates again instead of on me todd!


 
Posted : 20/09/2011 5:20 pm
Posts: 0
Free Member
 

whats a baby boomer

I am

http://en.wikipedia.org/wiki/Baby_boomer


 
Posted : 20/09/2011 5:25 pm
Posts: 0
Free Member
Topic starter
 

that looks like a complicated topic, does 1969 dob make me one of them


 
Posted : 20/09/2011 5:32 pm
Posts: 6678
Free Member
 

I wouldn't have a clue on a weekly basis, not even a monthly basis unless I went and worked it out.My expenditure is even every month. Some things (utilities) come out quarterly, some stuff annually (like insurances) and other stuff is one off (like having the car fixed). Some month's I'd have loads and others I'd be digging into the money I saved earlier.


 
Posted : 20/09/2011 6:03 pm
Posts: 0
Free Member
 

hat looks like a complicated topic, does 1969 dob make me one of them

nah, that makes you a gen x kid


 
Posted : 20/09/2011 6:05 pm
Posts: 5559
Free Member
 

I have what you have a week every month if I am very lucky - i rarely am but cant complain


 
Posted : 20/09/2011 6:15 pm
Posts: 0
Free Member
 

After bills + expenses, free to do what I like with, per week £300 to £350.


 
Posted : 20/09/2011 6:24 pm
Page 1 / 2