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[Closed] bikes, insured away from home on house insurance

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[#4174345]

been through a few form filling sessions but cant find an insurer that will insure bikes of more than £2000 away from the home
anyone point me in the right direction ?


 
Posted : 18/07/2012 4:34 pm
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M&S do for me, Hiscox will too


 
Posted : 18/07/2012 4:52 pm
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More Than wanted an extra £11/month to insure them away from the house but they cover up to £3000 per bike.


 
Posted : 18/07/2012 4:59 pm
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M&S now only go over £1000 on bikes if you specify and pay extra


 
Posted : 18/07/2012 5:02 pm
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My bike is insured for just over £5000, this covers away from home also if stolen, I'm with Legal And General. (L&G)


 
Posted : 18/07/2012 5:09 pm
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I'm pretty sure Aviva, I covered mine away from home to a value of £1500 for an additional £12 or something around that price


 
Posted : 18/07/2012 5:11 pm
 tomd
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Barclays definitely do £2000+ bikes. I spoke to them last week, they guy was surprised and said they must have just changed their policy as used to be sub £2k. Their cover was very reasonable home and away.


 
Posted : 18/07/2012 5:22 pm
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Green Insurance


 
Posted : 18/07/2012 5:28 pm
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legal and general's limit is £3000 GSuperstar according to what I can see so if your bike is over this its not covered at all


 
Posted : 18/07/2012 5:34 pm
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@sofaking

100% insured. Spoke to them on the phone and agreed it, had the documents through withing 5 days with all the information on and £5100 insured.

Origially had insurance for £3700, cost me an extra £27 a year to up it to the new amount.

Might be worth you calling them?


 
Posted : 18/07/2012 5:39 pm
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B.A.Nana - Member
I'm pretty sure Aviva, I covered mine away from home to a value of £1500 for an additional £12 or something around that price

That seems dear. I have individual cover on each of my bikes from Santander; and £1600 worth - new for old, home and away, is less than £5p/m extra.


 
Posted : 18/07/2012 5:41 pm
 cozz
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my house insurance is through sheila wheels

got £4000 worth of bikes insured for about £40 a year and thy said they are covered in transit and away from home too


 
Posted : 18/07/2012 8:22 pm
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Aviva up to £2500 for a bit extra premium


 
Posted : 18/07/2012 8:23 pm
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Santander do


 
Posted : 18/07/2012 9:14 pm
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+1 for Santander

But read the small print. Bikes obviously must be properly locked up etc. Importantly if stolen from a vehicle they must be out of sight, hidden by a standard fitting of the vehicle, ie NOT JUST [edit] coveverd by a blanket with seats down in your hatchback. These terms are pretty universal.

Under Santander I also seemed to be covered by accidental damage, but I have my doubts about whether bending a three grand bike around a tree whilst hooning down a black out of control will be covered. although, should it happen, i will definitely be asking the question.


 
Posted : 18/07/2012 10:00 pm
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-1 for santander they will only cover a max of £5000 total for all bikes 🙁


 
Posted : 19/07/2012 10:14 am
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My home content insurance including specified bikes of £3.5k and £800 costs £19 a month. Bikes are covered for theft home and away, including abroad and are covered for breakages and crashes. I can also get my replacement/repair anywhere I want and my last (and only) claim was resolved and paid within two weeks, one week of that was me getting quotes and deciding what replacement frame I wanted 😀


 
Posted : 19/07/2012 10:40 am
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Santander do mine as an extra on my home insurance, my bikes insured for £2500 and it costs about £16 a month. They paid out in a week last year when I got one nicked without any hassle


 
Posted : 19/07/2012 10:47 am
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Recently went with Coop Insurance, buildings and contents, accidental damage, and bikes covered away from home for a little over £400 for the year. This covers 3 bikes, ranging from £900 - £2500.

Bikes under £1000 didn't need to be itemised, and they cover up to £2500 per bike away from home.


 
Posted : 19/07/2012 10:53 am
 IHN
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Another vote for Co-op


 
Posted : 19/07/2012 11:05 am