I work away a lot of the time, recently we have been having bad damp in 2 of our flats bedrooms but my wife and i just assumed the flat was prone to it as out neighbours get it as well. Anyway we had a joiner in to build and fit some built-in wardrobes for us and he informed us we had a problem with our roof and we had pretty bad water damage in the wood and we could be looking at anywhere between 1000 and 15,000 to fix the problem.
We then had a family friend who is a builder have a look and he confirmed that the joiner was'nt exagerrating.We are now in the process of getting quotes from roofers.
So im now trying to get my head round where the hell im going to get that sort of money from as the insurance are not having any of it. They said its down to us to maintain our property, which im not disputing BTW.
It could be worse as at least i have a job and my bikes hav'nt been nicked yet 8O.
Anyhoo as its a 2 bed flat and we own the attic space it falls well and truly on my shoulders to sort it. 
WINNER 
