You can argue that “oops, I’ve ****ed it up” isn’t offensive, but would you say that in front your mother? I wouldn’t.
The filter is a blunt instrument, it’s not intended to be a definitive list. It’s simply there to stop a descent into chaos. There’s nothing to stop you self-moderating words you find offensive, if you like. It would seem that we’re all quite happy to write “chinky” rather than c*****. I wonder why that might be?
Given the choice between censorship and not when something is unclear, personally I’d always err on the side of not. If we jumped on every post that contained a word that could possibly be interpreted as offensive if you really tried hard enough, this would be a very draconian place. Is that really what you want? Sounds like a slippery slope to me. Er, oops.
Self-policing is better than overbearing moderation, is it not? I thought we were all supposed to be grown-ups.