• One joint current account, one joint savings account, wifes current account (her salary then gets transferred into the joint account where mine is), holiday savings account, gifting account, mortgage, TransferWise European (Euro) account (for travelling), wifes European account and a credit card.


  • Ive done it a couple of times in scandinavia at the in-laws – physically its like xc mtb – but slightly more concentration needed. Make sure you get instruction as its all about technique – my wife taught me (she grew up learning for PE lessons). Classic (langlauf) is when you keep the skiis parralel in groves while freestyle is a bit like speed…[Read more]

  • disben started the topic MTB Travel Insurance in the forum Bike Forum 3 weeks ago

    Anybody got any suggestions on relatively cheap MTB insurance for abroad. My bank provided Travel insurance wants an additional £60 for me to get cover for a week, which with probably only one ride at £60 for hire and guiding, is not worth it.

    InsureAndGo is £35, anything better out there….