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Viewing 40 posts - 121 through 160 (of 223 total)
  • Fresh Goods Friday 719: The Jewelled Skeleton Edition
  • yiman
    Full Member

    I see them now and again near me as they come in and out of Chilwell Barracks sometimes.

    yiman
    Full Member

    whatyadoinsucka
    has anyone not bought these :0(

    i emailed a guy on ebay to ask the weight, 2kg all in thru axle and full length steerer, i dont currently have the balls to reply, “thanks mate bought on that german site for £184 delivered..”

    5 or 6 pairs already on ebay for £300-325

    But you had the “balls” to waste my time asking questions you don’t actually want the answer to?

    yiman
    Full Member

    Had X2s…..fine except massive fade to zero in the Alps.

    yiman
    Full Member

    I wouldn’t hand it in but definitely see if an owner can be located – could be a great story!

    yiman
    Full Member

    Brexit means Brexit.  We just voted to make travelling to/from the continent harder, so why the fork would we build a bridge to make it easier?  We don’t need to trade with Europe either so won’t need it for freight traffic.

    yiman
    Full Member

    Even worse on auctions where you can’t escape it and have to wait six days then another 10 day to attract new bidders to another auction…….

    yiman
    Full Member

    It happens now and again.  It’s annoying but there’s nothing you can do.  It’s just part of selling on EBay that every now and again someone will just not pay.  Sometimes they ask you to cancel the deal, sometimes they’re just invisible.

    Funnily enough a few years ago I sold an Orange EVO2 to an Ebay buyer that has exactly the same user name as a regular poster on this forum.  After the auction end he told me nonchalantly that he’d bought another bike so had decided not to buy mine.  These are the worst kind of buyers who treat auctions like a supermarket where they can put stuff in and our of their basket with zero regard to the cost and hassle to the seller or other bidders.

    yiman
    Full Member

    Cycle paths are there for a reason,  use them whenever possible I say. Abuse from other road users is OTT and out of order, but still cyclists love to moan about having better infrastructure and when it is put in and some decide not to use, some abuse is probably to be expected.

    This is part of the problem.  Lots of cycle paths are appallingly poorly thought out, so they are not “better” infrastructure.

    If they were “better”, there would be no reason to continue using the road.  There is usually a very good reason that people don’t use them.  They also might be “better” for some cyclists e.g. old ladies and kids….but not for a commuter travelling at ~20mph.

    But people like to make it “black” and “white”, “them” and “us”.

    yiman
    Full Member

    For every clown in a car telling you to use the cycle path, there’s another on the shared cycle path to shout at you for going too fast/not ringing a bell/ringing a bell etc.

    You can’t win.  Some people are just absolute bell-ends with an overwhelming sense of personal entitlement.

    yiman
    Full Member

    I still don’t know what Brexit actually is? Can someone tell me what it will be like?

    No!  But we must have it, whatever it is.  The people have spoken!

    yiman
    Full Member

    My analogy would be….

    You go on holiday to Blackpool every year.  Some of the family are getting a bit bored of it so the family participates in a vote.

    The family takes a vote for holidays to Remain in Blackpool or to Leave and go somewhere else.

    The family knows all about Blackpool.  Some complain that costs have gone up and that the weather isn’t as good as it’s used to be – plus the Pleasure Beach was supposed to open a new roller coaster which has never materialised.

    Uncle Boris leads the campaign for holidays to leave Blackpool.  He says going somewhere else will be cheaper and the family will be able to spend the money on a new TV instead.  Uncle Nigel says that holidays elsewhere will have better weather and that other destinations have already big rollercoasters.  Uncle Nigel also says that Blackpool is about to be invaded by hordes of foreign people who don’t speak English and will take all the deckchairs so it’ll be even worse if the family keep having holidays there.

    The father of the family says that there are many benefits to holidaying in Blackpool.  Going somewhere else is a complete unknown and is unlikely to be cheaper.

    So the family vote.

    Jonny votes to leave because he wants better weather and is a bit sick of donkey rides on the beach.

    Alison votes to leave because she was dead-set on a bigger roller coaster.

    Billy votes to leave because he doesn’t like the sound of foreigners taking over Blackpool.

    Aunty Sue votes to leave because going somewhere else will be cheaper and she fancies a new TV.

    The vote for leave wins.

    And now the discussion on where to go on holiday begins.

    So, IF it turns out that the new holiday destination is Skegness, which is pretty much the same as Blackpool only smaller and 3 hours drive further away, the members of the family that voted to remain in Blackpool might suggest that the vote was a bit pointless and that the reasons for leaving were lies.

    Should Jonny, Alison, Billy and Auntie Sue start chanting “leave means leave”, “the family have spoken”, “what ever happened to democracy” etc?  Or should they actually be more bothered that they aren’t getting the benefits they were promised from going somewhere else and decide to remain in Blackpool?

    yiman
    Full Member

    What all the “project fear”, “Brexiteer lies” discussion misses is that both are about the same thing – an undefined interpretation of what Brexit actually might mean.  But the choice wasn’t between a “bad” Brexit (project fear) and a “good” Brexit (all the benefits of leaving and all he benefits of staying.

    The choice was actually between a known *where we are now” and a complete unknown for which Remain painted a bleak picture and for which Leave told everyone it was paved with gold.

    The flavour of Brexit was never defined so any vote for Brexit was pure speculation based on the bits of conjecture you picked up that you think made sense and believed you were going to get.

    So the big question is – if it turns out you aren’t going to get from Brexit what you thought you voted for…is it still worth it?  Or do Brexiteers really mean the “leave means leave” thing in that any Brexit at any cost will do?

    yiman
    Full Member

    My Mrs. witnessed something very similar where some scrote was having a go at a local Sainsburys staff chap, telling him we’d voted out so the likes of him wouldn’t be around long.

    Before the Brexit vote, I had a conversation with a supposedly educated bloke at work.  I asked him what he thought should happen to the 3m EU citizens working in the UK after Brexit.  Answer “Send them all home”.  “But who will do the jobs?” I asked.  “We’ll train British people up to do them” was the answer.

    Then there’s the acquaintance who thinks that EU citizens “come over here” and get given a council house, benefits and a bonanza NHS healthcare package on day 1 at the expense of British people and veterans.  “We need to look after our own first”….etc.

    But hey, “The people have spoken”.  “Democracy” must be respected even if none of the people above are getting what they thought the vote was giving them.

    yiman
    Full Member

    I’d like to add Al Murray to the scrapheap along with Corden and McIntyre.

    yiman
    Full Member

    Not unreasonable at all.  Bloke was a nutter.

    yiman
    Full Member
    yiman
    Full Member

    “You feel the need to point out his age and his height. That, combined with the fact you’re driving the worst driven vehicle on the road, leads me to think you would both be ideal buddies”

    You misread…where did I say I was driving a a BMW or a Merc!?

    yiman
    Full Member

    45 now. Got 10 years in a final salary pension, 11 years of contributions in two more pensions. Mortgage finishes when I’m 58…..but I had kids quite late and let’s say they go to uni, that will take until I’m 63…..so bang goes any idea of really early retirement.

    What I’d like to do is gradually work less….so maybe 9 day fortnight/compressed working hours before too long….4 day weeks at 50…3 day weeks at 55…something like that.

    No idea what I’ll actually do when I’m retired as you can’t read papers/drink coffee/ride the bike every single day and I’m not old enough to have taken up golf yet.

    I do like the idea of taking maximum lump sums out and using that money to generate an income.

    yiman
    Full Member

    angeldust – Member
    iainc, the flip side to that is you can do whatever you like on the road if the police aren’t watching? Sounds a bit chaotic to me……

    Yep, bad behaviour proliferates because the perpetrators never get any signal that they’re done something awry.

    yiman
    Full Member

    iainc – Member
    Always amazes me how many people think they are entitled to police others behaviour on the road. Unless you have blue lights and a police badge you don’t.

    If you take that logic, then everyone should immediately concede the space they’re in to any car pulling into it, regardless of safety/conditions for anyone else and no-one should ever flash lights or sound horns to warn of dangerous manoeuvres.

    yiman
    Full Member

    davidtaylforth – Member

    I was in my VW transporter

    Let me guess
    Mid forties?
    Shoulder length hair?
    Oakley “shades”?
    Rab gilet?
    Some people have it all.
    I imagine Mondeo-man was just a jealous beta male.

    1/4 but you might have a point. :-)

    yiman
    Full Member

    angeldust – Member
    There is a fine balance between just letting people act like dicks, and getting pushed around. The dick might think twice about it next time if challenged. Resorting to insults and hand gestures is just descending to their level though. So many people drive like dicks it’s impossible to rely on their version of events when they think they are in the right.

    I guess that’s part of my question….in what frame of logic could someone think that trying to force their way (remember – not moving and indicating but accelerating one vehicle, pulling across and “bullying”) in was “right” behaviour?

    yiman
    Full Member

    Why is hamburger called a hamburger when it has no ham in it?

    yiman
    Full Member

    giantalkali – Member
    Sounds like the OP is an inconsiderate and belligerent trouser. So the dude tried to ‘push in’, let him, it costs you literally nothing.

    It does cost something. It slows the whole system of merging down if everyone forces their way in at the restriction. It permits and perpetuates the type of poor, inconsiderate road behaviour that causes accidents. The same attitude in another situation leads to the three lane death manoeuvres where people leave it to the last minute to force-exit onto a slip road. The same behaviour in another situation is the car that overtakes a cyclist at close range then immediately brakes and turns across them.

    yiman
    Full Member

    project – Member
    van driver overtaken by car driver who then brakes in front of him entering motorway.
    END OF STORY, MOVE ALONG PLEASE.

    4/10 for reading comprehension skills.

    yiman
    Full Member

    wiggles – Member
    Some people are just **** and apparently being in a car multiplies this as they feel invincible…

    That’s the thing……when he was then behind me in the single lane, I could quite easily have got out of the van and walked to his car to question his actions…hence I don’t understand the logic/mentality of the indignation.

    Ok, you’ve had a cheeky go at “pushing in”, it didn’t work this time…move along….no need to react as if someone’s stolen your pint and downed it in front of you.

    yiman
    Full Member

    enfht – Member

    He has every right to drive to the end of the filter lane before indicating. You chose not to.

    That’s another debate (having an alleged right is not the same as what is reasonable/keeps the flow going)……but regardless, he doesn’t have the right to merge inconsiderately/dangerously then become indignant when the world doesn’t just give way to him en-mass.

    yiman
    Full Member

    The first few turns might be dodgy but I’m sure after a couple of hours it will all come back. Go for it and enjoy!

    There’s nothing to stop you having an easy start and catching up with the others when you feel more confident but generally most skiing groups are mixed ability and there’s plenty of opportunity for waiting/catching up anyway.

    yiman
    Full Member

    I’m not the OP, but agree – have already made contact locally.

    yiman
    Full Member

    All assuming that the money taken out of the DB and invested is not lost/dramatically reduced in a stock market crash, f’rinstance

    Yep….but if that happens I’ve got other things to worry about like the fact that my current pension is a money purchase scheme which is completely exposed to that risk.

    yiman
    Full Member

    A joint (50%) + 3% escalation annuity yields £3,353 per £100k, so your £262k buys £8,784 pension compared with £10,000 from your DB scheme…

    Plus £87.5k tax free lump sum.

    Bearing in mind I’d be transferring probably 15 years before retirement, along with the risk that the value could shrink is an opportunity that the £350k could grow.

    yiman
    Full Member

    munrobiker – Member
    Please can someone put 175lb in my column? Won’t be near a computer all day.
    Only 1lb but I’ve been preparing for the Strathpuffer all week and I am noticeably thinner, on the cusp of going down my second belt hole since October.

    Done.

    yiman
    Full Member

    I’m a bit stuck. Had long weekend skiing/drinking last week, came back with manful/chest infection. So can’t exercise and feeling far too ferked to starve myself.

    Only 1.5 lbs lost so far…entirely accidentally.

    yiman
    Full Member

    Only 10 years early career contributions from me so annuity itself pretty paltry.

    But it’s guaranteed (and strictly speaking it’s not an annuity, but that’s by the by). Once you take it out, nothing is guaranteed, you could, in theory, lose the lot.

    True if I put it all into as fund that went bust AND wasn’t protected in any way.

    But let’s look at example figures. Let’s say the pension was £10k a year (which is taxable along with any other income). Transfer value is say £350k. 25% – £87.5k of that can be take as a tax free lump sum which could be invested for a return.

    The remaining £262.5k could but an annuity of ~£12k assuming I retired at 60.

    Can you see why it may be worth taking the risk?

    yiman
    Full Member

    Following thread with interest – I’m in the same position – looking at transferring out of final salary scheme which is offering something like a 35x annuity transfer value. Only 10 years early career contributions from me so annuity itself pretty paltry.

    yiman
    Full Member

    It was my birthday last weekend and this afternoon I’m going for a long weekend skiing. So in essence I’ve not really started trying. Skiing could go one or two ways depending on how much skiing is done v. how much apres-ski is done…..

    yiman
    Full Member

    Doesn’t it depend how high you build the pent roof? If I’m right, you can build a shed up to ~2.5m tall without special permission so surely building a pent with the highest point at 2.5m gives more space than an apex roof with the high point at 2.5m?

    yiman
    Full Member

    Plus if other countries are able to hire substantial numbers of foreign health staff without FoM there is no reason why we can’t either – unless folk want to exaggerate for effect

    Which other countries? Are they equivalent to the uk?
    How many is “substantial”? Is that enough?
    Where are these “substantial” numbers? Sitting around doing nothing?
    Do these “substantial” numbers meet uk medical standards?
    What will it cost the NHS to employ/administer these “substantial“ numbers who will presumably require work visas? Can it afford it?
    Will we have to out-bid other countries to employ foreign staff if they aren’t just doing nothing?
    Have we really met the intent of the Brexit vote if all we’re doing is replacing EU workers with “even more foreign” equivalents?

    It’s really easy to just come out with a waffly statement. Look forward to the collateral that backs it up with the reality of hard facts and thought-through consequences.

    yiman
    Full Member

    teamhurtmore – Member

    Debate is possible if people are willing to stick reality rather than fantastIc distortions of reality

    Absolutely. So the reality is that impeding free-trade with the countries that are involved in ~50% of our imports/exports is lunacy.

    It’s like telling the shops in your local town centre that 50% of their customers will have to pay more AND 50% of their stock purchases will cost more/involve additional administration. Then tell them some of them that their EU employees with either have to “go home” or they’ll have to pay for visas and additional administration for them.

    As for fantastic distortions of reality…

    Basically anything to do with the above problems being magically solved with trade with random countries additional thousands of miles away and magically finding trained-up British people tomorrow to do the same jobs. And still make a profit in the meantime dealing with the transition.

    yiman
    Full Member

    thecaptain – Member

    Scare mongering about Brexshit impact on NHS is OTT

    What do you expect the effects of leaving the EU will be on the NHS?

    “Send them all home” and “train British people up to do the jobs”, according to a colleague of mine. What could possibly go wrong?

Viewing 40 posts - 121 through 160 (of 223 total)