OK, I’m going for it, you’ve all made it sound so easy 🙂
Following this process –
1) sign up for free month Experian trial
2) print off credit report
3) write a letter to everyone, even if you know you never had ppi (obviously don’t do this for phone contracts etc)
4) they’ll get back you telling you that they are either investigating (good news), or that they can’t find any record (bad news)
5) wait, after a few weeks…the cheques will come in
Got to step 3. This issue is, I don’t know whether I had PPI or not, so not sure entirely how to word the letter – the templates I can find all rely on you knowing you had a policy. Can anyone point me in the direction of something that’s a bit more, ‘please investigate on my behalf’? Or do I need to do some more legwork?