If you can’t afford to put £1,000+ a year down on buying shares, buy into one or two investment trusts/funds. It’s far cheaper if you can only put away £100-200 pm, plus you’re benefiting from buying into expertly managed funds (on the whole!). It’s a good starting point until you’re minted enough to vary your portfolio with buying stocks and shares. You can still satisfy your risk appetite with the 1,000s of different funds on offer. An investment portfolio isn’t just about share buying. Think also about commodities, precious metals, currency exchange, bonds/debt, property, antiques, collectables etc.