What Dennis99 said. Also, I packed it all in 8 years early – not something I foresaw in my mind 40’s. Luckily, I’d made a few financial provisions as well as having a superannuated, final salary pension (don’t even think of starting on that!). I’ve, actually, taken a fair hit, financially but the lifestyle change/choice thing has been more than worth it – you cut your cloth accordingly, bin the stress and chill out.
Life’s sweet.