This wasn’t a cafe – it was a trailer in a car park

17 yrs left on mortgage

Why don’t you set yourself a target of paying the mortgage off in 5/10 years? – Then you won’t have to concern yourself with interest rates.

Barabara Woodhouse had a good solution for dogs that don’t like bikes – 7m 50s in:

YouTube video by Dominic Frisby explaining high house prices and why it will never change:

Joint borrowers sole proprietor – What happens if you split up?

Try St.Feuillien from M&S – £2.50/33ml bottles
Strong at 8.5% but I like it – they do a Brown & Blonde.

http://www.st-feuillien.com/en/

200 miles away – Time to sell up and move nearer to you

Petfu Hiking Backpack 40L Waterproof Trekking Rucksack – Amazon £32.99

Bought this last year – I reckon it’s better than the NorthFace Borealis it replaced.
Large capacity and excellent quality.

Do you really need Insurance? – last year my father was on a 4 month waiting list to see a consultant so the GP recommended we went private. Booked a private appointment with a consultant for the next day. It was £200 but the medication he prescribed was free on the NHS. A follow up session was also on the NHS as my father was now on the consultant’s list of patients.

Obviously depends on what’s wrong with you but a Pay As You Go approach might work out cheaper than years of premiums for a service you never use.

Could be partially blocked drains – builds up during peak times and then gradually clears.
Do you have shared drains? – if so they are the responsibility of the local Water Board. Call them and they should clear them for free.

effectively replacing the PM.

You want to be thanked for making somebody look incompetent

It’s not free anyway – we’ll all paying for it in our taxes

Why do you need childcare if the parents aren’t working?

Britannias are better than Krugerands as they’re legal tender and hence no Capital Gains Tax.

https://www.royalmint.com/invest/bullion/discover-bullion/capital-gains-tax-on-investments/?

His take down of Uri Geller is my favourite:

Vanguard SIPP

https://www.vanguardinvestor.co.uk/what-we-offer/personal-pension/personal-pension-account

Why shoot him in the back, why not the leg, or the arm?

Shoot him in the Leg or the Arm – You’ve been watching too many Hollywood films

https://www.screwfix.com/p/no-nonsense-heavy-duty-degreaser-5ltr/88668

Screwfix Degreaser 5Ltr – £8.99

I wonder if the Democrats realize they can’t win against Trump and have put up two hopeless candidates for President & Vice-President.
The idea being they’ll nominate someone more serious in 2024.

Surely your uncle is entitled to his half of the money – sell it and get it sorted out.

If you are self employed you should have something like this

Everybody should have 6 months money in the bank

at the end of day 1 gave us 11

Only 10 – first person wasn’t tagged

No physios available atm

Sure about this? – I made a physio appointment this morning for next Tuesday

Anybody ever tried a DIY repair?

Found this kit from condensation2clear.com – fixes 4 windows for £39.99
https://condensation2clear.com/

Essentially you drill two holes in the glass, drop in some disappearing drying pellets and insert plastic plugs in holes.

Vanguard are planning to introduce SIPPs themselves – might be worth waiting for:

https://www.vanguardinvestor.co.uk/need-help/answer/do-you-offer-a-pension-or-a-sipp

If you buy coins get Britannias – they’re exempt from Capital Gains Tax as they’re British legal currency.

What did I do wrong ?

You miscounted and only really did 58 lengths?

Drama Queen – after her mother.

Motion was defeated by 230 votes – she didn’t really need to vote.

You need to factor in 20 years inflation of into your calculations. £30,000pa sounds a reasonable income today but by the time you retire you’ll probably need twice that – £60,000pa to achieve the same standard of living.

Sexism in tennis. Women play 3 sets men play 5

Who’d want to watch 5 sets of women’s tennis anyway – reduce it to 1 set would be a better idea.

Just phoned the insurance company – they tell me I’ve got Personal liability cover (via House Insurance) and should wait until the driver’s insurance company get in contact. They also told me not to pay the excess as this is non recoverable.

Worst case scenario is the insurance company tries to recover full cost from you

Will this be just the £1078 or could there be extras on top?

May have some kind of cover on your house insurance

I’ll check

Has the driver asked you to pay anything?

The £250 excess

When a politician says “Hard Working families” – what’s wrong with lazy families?

When anyone says “Today’s busy lives” – why are our lives any busier today than they where in the past?

The seller didn’t get as much as they wanted – forget about it.

Better than the WMD, Afghanistan caves brigade…

Peter Ford – Former Ambassador to Syria explains what’s really going on in Syria:

https://www.youtube.com/watch?v=uQiyxl674y8

Forget turkey – I’m having some food I like:

Starter: Smoked Salmon
Main: Steak & Chips
Pud: Chocolate cake & Icecream