Or instead of investing in dinosaurs, 😉 , invest in the future; battery technology, tidal power, lithium mines or salt flats, solar, wind etc.
Energy traders are fickle souls. As the oil price rises, interest in alt energy falls and so do stock prices.
Of the oil majors, only Total is taking the future seriously. Shell’s idea of alternative energy is gas! 🙄

ARL, AFC, BCN, REM,OPG, and RED are a few for starters, plus FP

BT Fon? Piggy backs off your neighbours’ wireless broadband signal, if they’re close enough. Means you have to get BT broadband though and get them to start your account before the engineer’s visit…

S&S ISA a good place for beginners? hl? Are you able to pick funds and shares?

An excellent place to start. An ISA might not save you much now, but a few years down the line you’ll be glad you did.
HL are a little pricier than some other platforms but they can negotiate bigger discounts on fund fees than other brokers, which evens out the costs, but shares are free to hold. They have a bigger selection of funds than others too. Not all platforms deal in all funds- there are just too many.
Their portfolio and research pages are the best around and they have all manner of tools and features to help you.
You can trade in funds, trusts, ETFs, bonds, shares, both main market and AIM, and a fair few international exchanges to boot!

Sawdust on the floor, all butchers in ties and white coats,

and straw boaters?

23
yes he needs a woman.

Or a sex robot…

Meths. Diluted 1:20 with warm water.

Don’t get a Pug either. Poor buggers.

EBBs are the work of the Devil. Track ends…….job done

Luggite

It’s not the companies that lend them. It’s a third party, who do it for a fee…

so you might not be able to get the chain tension just perfect.

Perfect chain tension is overrated. Most people run them far too tight, judging by pics on here. More important is perfect chainline.

Only if they outweigh the buyers, I have never understood the logic of the short-haterz

An investment involves working out the PV of a series of cash flows. The PV is either equal to the current price, above it or below it. You investment decision is based solely on which of the three is valid at any moment in time.

So what is the moral difference from acting on a stock whose current price is > than the PV (shorting) versus acting on one whose current price is < than the PV (going long)?

Nature’s way of telling you you’ve paid too much…

all cars are money pits.

No they’re not.

Enjoy it while you can! I really miss reading to my daughter, especially doing the silly voices…

Shorting is selling shares you don’t own, in the hope of buying them later once the price has fallen.
Back in the old days you would have up to two weeks to cover your position. Not sure what it is these days.

I’m an easy jet fan. Lots of headwinds but a well run company.

Sadly though when all is going to plan is when you get a big shock so i m looking to crystalise some gains and buy them back.

Remember, the internal combustion engine is in a similar position to the Carthorse in 1916.
Oil’s on it’s last hurrah…

and have averaged 16.2% return every year over that period. Funnily enough this beats most hedge funds in the city

That’s not too shabby!
A few years back Warren Buffet challenged the hedge funds with a bet they couldn’t beat the S&P500 over ten years. None accepted the bet, and as far as I know, none have beaten the index…

http://www.cnbc.com/2016/02/16/warren-buffett-slips-but-still-winning-epic-hedge-fund-bet.html

Think back a year when BP and Shell were yielding 9-10% they really couldn’t afford and pure vanity stopped them cutting their divis. Instead of waving their willies at each other they should have been streamlining their businesses, investing for the future in alternatives.
Shell have a new CFO starting soon. I wonder what she’ll make of it all?

Don’t forget your tax liabilities. You’d have to be making a fair bit to need to declare capital gains but IIRC dividend income needs to be declared on a self assesment.

Though you get £5000 divi income and £11k capital gains tax free.
Open an S&S Isa. It may not make sense or save you anything initially but 2, 5, 10 years down the line it definitely will!

(Or a SIPP, and get a 20/40% top up from the gov.)

So forgive the noob question, but is there a way to make it work starting out small(lets say £200)? Seems to me like the buy/sell fees (£12.50 typical?) will eat up a massive proportion of any likely growth?

Am i missing something, or do you really need to make larger investments for it to make sense?

No. You can start with whatever you have. Certainly, the initial dealing cost (about a tenner) and stamp duty (0.5%, or 0 for funds and AIM stocks) can eat into your capital, but if you’re intending to invest long term the cost will become irrelevant. Charles Stanley will trade funds for free and you’ll only pay the ongoing charge, but they’re expensive for shares at £11.50 a pop. Funds are a good place to start as it’s easier to get information about a particular sector- mines, banks etc or country- Russia, India etc than it is about a single company. The information is there but you’ll get it later than everyone else.
If you intend to trade frequently you’ll soon find that dealing fees will eat into your capital, and you will also lose money on most deals – that’s guaranteed!
You can also add as littla as £25 monthly by DDr.

When I had my stents fitted I was on Beta Blockers, so doing much was impossible, and back on the aspirin soon after the hole in my groin had healed up. I didn’t fancy opening that up again, so I didn’t cycle for about 3 months. There’s plenty else you could be doing.

Get rid of the bauble and fill the box with Cohibas.

I’m dribbling…

The downslink ain’t bad. It’s flat but there’s some good nosing to be done in folks’ back gardens….

Got It! Downslink Horsham to Bramley. Road towards Hascombe, pick up Greensands way which comes out by Thursley Church. (some of this is footpath…) 2 hours door to door?
There are a few pubs en route should you feel festive.

Cranleigh, Dunsfold to Chiddingfold and all points east is mainly claggy clayey mud. Could you follow the Greensands way, which is just to the south of the north downs/surrey hills?

Phone You and Yours. Radio 4, right now!

Maybe I should drive up to Northampton next time I have a problem

I was advised, when waiting for an angiogram,
“The next time you have a chest pain, make sure you’re near St Georges…”

A couple of years back my local hospital built a new private wing on what was the staff car park. The patients’ car park has been halved to accommodate staff parking and as a result it is very hard to find a parking space, resulting in missed/delayed appointments, and an inability to recruit/retain staff.
The knock on effects were dramatic, just as the hospital was starting to provide a decent service again.

Had a look in an Ecco store today, they look nice but the soles were pretty soft, I doubt they would last a year of good wearing.

I’ve had a pair of Ecco as everyday winter wear for the last 2 years. They still look like new. warm and goretex for £75 in their sale…

Hey, Claudio, That’s us!

Any EBB that uses a split BB shell or grubscrews to lock the EBB are a bodge IMHO

Once upon a time they were the only option.
Never had a problem with EBBs, either bodge or expanding. A bit of copper grease stops the squeaks.
Sliding dropouts and track ends though… Work of the devil. takes ages to get the wheel straight, chain tensioned etc

Read the first post. The dead guys car was parked at the side of the road.

Useful contribution to the thread though. Thanks.
Uh huh. Just re-read the first post. There is nothing to link the car by the side of the road to the dead man other than an assumption it was his.
Maybe this is one reason the police are looking for witnesses?
Sorry I don’t have a gory story for you.

Was it an obvious suicide? There are a number of footpaths that cross the A3 on this stretch. No tunnels, no bridge;just a gap in the armco. They’re buggers to cross at the quietest of times.

on the other hand, maybe it is the vet they don’t like, and not the vets.
When we first got Louis we took him to the nearest vet (a man) who on seeing him pronounced “Ah, a cat killer, let’s have him on the table”. The missus wasn’t impressed and nor was Louis.
We sought recommendations and took him to another (all female team) vets where they really understand about putting animals at their ease.

3D printing is not the way to go

Why’s that?

Change vets

It’ll still smell like the vets from halfway down the street…

What are your ethical considerations when investing? If you’re investing in companies like BAT and oil producers, do any ethical concerns you have take a back seat to profit, or is it possible to invest ethically?

Tricky one…
I recently sold my stake in BAe because of their involvement in Yemen, and gave the proceeds to Warchild charity. (You could ask; what did I think the’d be used for?), but that doesn’t preclude me from sticking Saudi petrol in my car.
I wouldn’t knowingly invest in Indonesian funds that grow palm oil, or any co that exploits animals. I would imagine there are quite a few nasty surprises in most funds.
It is possible to invest ethically, and there are “ethical” funds, but they all have different remits.

Corprate tax cuts to pursued companes…

😉

I think you’re right. 2017 is going to be a very interesting year indeed!