uphilla I feel your pain, see my post on pass plus. Daughter (just 18) passed her test yesterday and I've spoken the insurer this morning and the premium has risen from £700 to £1000. Now this is for a Pug 106 with a 954cc engine, barely moves but that's not taken into account. Broker advised something small, cheap and French???? There's only a couple of months left on the policy so in reality the monthly premium isn't too bad bare. Hopefully the one years NCD will help at renewal.
To set her policy up (as a provisional) we went through Autotrader as the broker and Saber as the actual underwriter, Saber where the only one coming up on searches no matter who the broker was. We put the policy in her name to start accruing NCD with both myself and my wife as named drivers on TPFT, car garaged, limited miles (4000) and included legal cover.
I'm ooking into at the pass plus scheme to possibly reduce the premium, advice so far is mixed.