I hit a cyclist once on a bend, car I was in skidded went into a spin and I hit him hard. I managed to go half through the side window when i hit the kerb, he ended up 30 yards away in a hedge. His little lad with him (who I missed)was screaming I’d killed his dad. Not a nice experience at all and his bike somehow was wedged under the car(my dads new SRi). Luckily, the guy recovered (he worked with my mum) but he did have a broken leg, pelvis, arm etc, was off work for a year. I was lucky with lots of stitches, a valuable lesson and a bill for the ambulance. My old fella’s insurance also went up a bit I seem to remember. 1985, not my best year..