Yeah, was aware of the insurance thing. Mrs is a bit worried whether it’ll affect our premium. I assumed if you rang up and said it was a towbar rather than a supercharger it can’t be too bad!
Got a Tern Uno on cycle to work a couple of months ago. No problems with it so far. Yes its not “light” and it doesn’t fold as small as a brompton; but it’s much better than the MTB on the train and cost all of £330 (gross, before salary sacrifice) so fairly bargainous. It does fit under my desk at work though, and makes a good conversation starter when colleagues walk past…
Got the bog standard Homebase own brand ones. Used them a couple of times and seem good enough. Better than chopping through cords (done once on borrowed ones no less)!