unless you go to track days or do the paris dakar or have to rescue sheep from the fell what else does owning an porsche, imprezza or a 4×4 acheive

I hope you use your bike to its full potential too otherwise your just will waving with whatever you ride.

never seen the point in buying a new car, it’s for mugs and microwillys

eh… cause its nice to have new things, why should a car be any different, if you can afford it and want it, why not!

ps. I currently have a 94 cherokee so must have a massive willy 😉

keep the pedals get some 5-10’s

Yep – never bought one of those on credit either.

It’s not about being smug, just cutting your cloth to suit your budget

My point was that you may have bought a new bicycle that dropped in value as soon as you walked out the shop.

Imagine…

You want a car.
It’s £16000
The moment you turn the key it is worth £13000
You buy on credit and pay £18000

Doesn’t that seem a bit of a mug’s game ?

I assume you apply this to bicycle purchases too?

no idea what you’re on about although if what i’m thinking is what you mean then eeeeuuuuwwwww toooooo! greggs the bakery!

greggs donuts are way better than tim hortons, i still can’t figure out what the fuss is about TH!

on the tipping thing, i don’t see it being any different from the uk, say about 15% on any meals/taxis and thats about it, and if you avoid the big food chains, its cheap to eat out.

MY GOD! I think I better move back to the uk, it sounds so scary!

drink more beer then you’ll sleep better 🙂

excellent, i’m leaving work in 20 mins to go snowboarding… that just upped the stoke 😀

(a small whoosh, whoosh noise)

the turbo is working then 🙂

if your between sizes go bigger

sold mine too, used it for over a year but as an only bike used on the north shore it was getting too painful, swapped all the parts onto a bullit and not regretting getting rid of it. It was a great bike but so much more fun with rear suspension again.

yes, just stops low speed shock movements

based on my experiences with my bullit I would say it needs the platform, the float R should still have some built in factory set propedal I think, just not switchable.

rs interest only mortgage payment is £52.99 per month so quite a bit less than the £550 rent I get per month

understood but your example is based on buying 15 years ago and renting at today’s prices, somebody looking to buy now is going to need a good deposit and a higher monthly payment than the rent in most cases. Quite the outlay these days.

As an example I own a property in Aberdeen which I bought in ’96 for just over £25k. Town centre studio flat new conversion when I bought it. It’s now worth more than five times what I paid for it, my interest only mortgage is £52.99 a month and someone who may think they are ‘sticking it to the man’ pays me £550 a month to live there. Occasionally being in ‘debt’ makes a whole lot of sense

Thats great for you but if someone were to buy that place now they wouldn’t have quite the same level of savings, i guess the mortgage might even be a little higher than the rent, no?

edit: quick look at rbs mortgage calculator shows if you have a 50% down payment the monthly payments would be about 580, if you only have 10% the monthly payments will be in the region of 800.

I read the title & thought that the thread was about something else…..

me too! this thread does not deliver!

don’t think rockshox will warranty them after you make those changes 😉

definitely moaning about stuff

I had some shure ones, sounded great but I didn’t like the fit and the cable routing, then bought the bose ones and the fit was far more comfortable. I don’t like the feeling with most in-ear one of them being jammed in so the bose were way more comfortable and still a big improvement over standard ones.

it’ll be fun jumping off kerbs though!

someone tried to clean bike stuff in the dishwasher 😆

guy that rides tandem in not wanting to ride scary stuff shocker 😉

the north shore is awesome!

it’ll save you about 5GB in space if i recall correctly so if your short of space it’ll help.

My relationship ended after 9 years as we just kind of grew apart, was difficult calling it a day but 7-8 months on i’ve never been happier, it doesn’t have to be a bad thing it ending.

well if you think its responsible borrowing, surely its responsible lending too 😉

You all wanna hear something funny?

You know how all the banks were wringing their hands and promising to behave themselves? Well get this – I’m moving house on Friday. After my wife went back to work in October it’s seemed like a good idea and with an expanding family yada yada yada….

We got a mortgage deal from a high street lender at 4.25 times EACH of our incomes which seemed pretty mental, but the best bit was that my wife only needed her first month’s payslip to qualify.

Is that responsible lending?

This is not a political issue folks, this is about corporate greed.

Is this responsible borrowing?

an example from whistler if it helps http://www.bikeparkphotos.com/

i would have been terrified if it was me!

take a look at this for some guided riding in fernie, was planning to do that this year but never got around to it http://www.sacredrides.com/tours/bc/weekend/

then you could hit the 7 summits near rosland on your way west, awesome pictures here
http://www.leelau.net/2006/sevensummits070806/sevensummits070806.htm

oh its the moon! i thought he had burnt a hole in the atmosphere!

surely you just need to change your password and then nobody can get into it again.

What you want is a Brodie Ti holeshot, nice and slack and long and light

wonder where he can get one of those?

I have sometimes carried a folding mud tyre in the backpack in summer (space which is used for extra gloves, socks etc..in winter) on those days when you want to ride on nice fast tyres that work well on dry and dusty trails, but the clouds overhead are threatening heavy rain, nice to be able to swap the front over quick when things get soaking wet underfoot and have a bit more stability on wet muddy corners.

😆

😯 Santa isn’t dead…is he?

no 😛