Loss adjusters are barstards theyre bonused on the amount they can save the Ins Co,so they look for any loop hole they can,we were burgled @ work,the claim was for £25k,they paid me just under 10,ive no chance of getting the other 15,due to the wriggling!,so be careful,worst thing is,i thought they were going to be fine,i 100% never claimed for a dime more than was missing,in actual fact i under claimed! ,thats what honesty gets you….. Bugger all !.