For what you want to do they both seem over the top (though there is always a temptation to buy with the heart rather than the head)- what about a 650 V Strom if you want a taller bike? But I'd avoid a Versys if the one I tested is typical.
The SV has done me well for a decade, well able to carry two with camping gear for a fortnight round Europe, scratch round track days or disappear from big bikes on real roads with corners in 'em.
Treat yourself to a new full susser and still have change left from the £5K+ price difference.