Hi,

Firstly, sorry for your loss.

I have only just seen this. I am a probate practitioner and deal with these types of things daily. So I think I can offer some advice.

Given the limited details in the original post your Mother’s estate is going to need to go through a probate process. The exact process depends on whether she left a Will or not.

You also need to consider who is able to administer the estate. If there is a Will then the executors that are named are responsible. If there is no will then it would be a surviving spouse, if there is one or if not a child of the deceased.

If there is no will, the rules of intestacy apply – http://www.will-probate.co.uk/intestacy/ gives you the details.

Your post highlights that there is a potential for an inheritance tax liability on the estate, but this might be mitigated by the fact that businesses are being operated from the site. You might be able to claim business property relief on parts of the estate.

Your situation might end up with everyone getting a 1/9th share, but there will be twists and turns along the way. How the estate is ultimately distributed and who buys what off whom can all be resolved amicably but I really think you need to take some professional advice.

If you need anything more you can e-mail me, address is in profile.

HTH
Nick.

We use Manchester printers. Very easy to use and excellent value.

We have a place in the costa Blanca. Easter is a great time to go. It’s normally about 20 degrees during the day in March and April. Can get a bit chilly in the evenings.

Should have been good. Me the Wife both sons and our daughter in law and we managed to jailbreak the father in law from hospital for a few hours. He has severe COPD issues and very nearly didn’t make Christmas.
There was a real melancholy feel to the day as we all realised it was probably his last hurrah.
As we were about to take him back my wife assured him that we were doing everything possible to get him home with the right care package in place (she has been banging her head against the joint brick walls of the nhs and social services for over a week – they just don’t talk to each other).
Rather than thank her for a fantastic meal and a great day out all he could say was ‘well whatever you are doing you are not doing it fast enough’.
Cue one wife in bits, younger son in tears seeing his mum upset and me furious about the ingratitude. Old folks!!!

It’s a ‘Scon’ and Jam first – simple.

We have a £100K per day limit with HSBC. This had to be agreed with a fairly senior manager.

Every time we do a ‘big’ transaction (usually over £25k) we get a phone call from their fraud department to verify the transaction and make it very clear that they bear no responsibility if the money goes astray.

We always verify the account details with the recipient in person, as a wrong step could close us down. I am led to believe that this has happened to a couple of solicitors firms, with faked e-mail addresses.

Amazed that nobody has mentioned San Miguel it is the best of the alcohol free lagers that I have tried.

Watched it with the wife in a date night. We both wished we hadn’t bothered.
Musical movies are really hit and miss and this was a miss.

We have done a make your own Pizza thing before. Very well received. Buy a load of pizza bases, some herby passata and mozarella. Selection of cold meats and veg and then let everyone make their own.

Use small bases so you can get them all in the oven though.

Speak to these people, they are very good.

Home

I have no connection to them, but have used them through my work to trace people.

Sonos Play 3 – comes with TuneIn radio, for the radio thingy.

SadExPunk – For the standalone speakers – Sonos Connect Amp.

I wouldn’t look any further as they are both excellent.

Ford Kuga for me. I had one for three years (45000 miles) and loved it. Easy to drive, comfortable for long journeys, reasonably economical and two bikes in the back with the seats down.

Don’t start too fast. You will catch those that do later when they blow up with 30 miles to go.

Wills
Lasting power of attorney
Generally dealing with the process of getting old

Asking what’s the best X Y or Z?

Being the last person to comment on a thread.

Neighbours are a friendly bunch. They all play music in their gardens from time to time. I am not trying to turn my garden into a rave site. My wife would be mortified if she thought we were annoying anyone.

Just some tunes for when I am pottering or socialising in the sunshine.

We have a place in Playa Flamenca, love it. Pilar de la horradada is nice, the seaside bit is called Torre de la horadada. La zenia, Cabo Roig, Torrevieja, Guardemar all have good beaches.

Enjoy.

Thanks for the comments.I will keep looking, elsewhere.

Cherish by Kool and the Gang and Drink with Me from the Les Miserables soundtrack.

STW and Cyclist magazines – both essential reading in the bath. Not such a disaster when you drop them, unlike a Kindle :oops:

She’s got an Aygo at the moment, 1 litre petrol, completely gutless. So either car will be good by comparison. Driving both on Saturday, so will make a decision based on the test drive. I haven’t been completely put off the diesel by the debate.

She would love to walk or cycle, but a 17 mile each way commute and a 6.30am start make both out of the question.

We both walk and cycle as much as we can, and try to care about the environment – which is what prompted the question.

The ones we are looking at are both pre registered Sept 16 and Oct 16. Wife does about 8000 miles a year to and from work.

I am edging towards the diesel.

Rib of beef.
Shoulder of pork.
Leg of lamb.

It’s all about the cut not the animal per se.

Pet Sounds – Beach Boys
Setting Sons – the Jam
Sandinista – the Clash
Sgt pepper – Beatles
Absolute – Madness

Thanks

Congratulations – great news.

We were having a conversation about names last week and apparently there are no enough Gary’s in the world, so go with Gary and save the name from becoming extinct. :D

It’s five quid for a trial on bearded colonel so I gave it a go.

Hi,

As ever I will declare a professional interest. I own and run a Will Writing company.

Your situation is far from unusual. Most of what you need to do can be done with your Will. Firstly any property that you buy should be bought as Tenants in Common with your partner. This allows you to specify from the outset the respective shares in the property (these can be unequal but the default is 50/50). But the big advantage is that you are free to dispose of your share as you want to on death.

The other way of owning a property is Joint Beneficial Tenants, most properties are owned this way. If you buy this way and die the other joint owner inherits the property by survivorship and you cannot direct your share by Will. You just rely on the survivor to do the right thing when he or she dies (not advisable).

So back to the issue at hand. Assuming that you have purchased the property as Tenants in Common your will should give an Immediate post death interest in possession to your partner – with the ultimate gift going to your daughter. This can be set up so that it terminates on your partner’s death or on a subsequent marriage, or even if she starts co-habiting with someone else.

This arrangement is a type of trust and will be managed by trustees – you will appoint these in the Will, normally one would be the partner but you would need one or two people to act as trustees for your daughter’s interests.

Please be aware that although this arrangement achieves the outcome that you want it can have serious implications regarding inheritance tax (too complex to go into on a web forum) so you need to get some good advice. You also need to be aware that that advice might include the words GET MARRIED 8O .

You may rest assured that if your partner ‘puts you under the patio’ the doctrine of forfeiture would ensure that she couldn’t benefit from your demise (assuming she gets caught).

If you need anything more, or want to be put in touch with someone who can help my e-mail address is in my profile and I have contacts in most areas who are reliable and I would trust.

Hope that helps.

Nick.

They are recruiting for specials in our area at the moment. So I will get him to look at that.

Thanks for the offers of help so far I will get a copy of his answers to those who have offered.

Nick.

Battered sausage and chips.

I wear a suit every day for work. Frankly you can’t beat M&S for value and durability.

It happened to me. About twelve years ago, I went to my citizens advice beaureu. They put me in touch with a lawyer who got me a 10k settlement- my former employer didn’t want to risk a tribunal.The initial stages were f.o.c and then no win no fee.

Gaggia Brera here, love it, had it about three years.

You will get a new laptop, but not a £500 laptop. It will be of a similar specification, so something fairly basic in today’s terms (but still a better spec than the obsolete one).

As far as cufflinks and things like that you are likely to get vouchers from somewhere like H Samuel which will allow you to replace them (they would be classed as Jewelery).

You shouldn’t need receipts and evidence for the smaller items, if the cufflinks were particularly valuable they might ask to see a photo or something like that.

The Barclays will writing service was just a ruse to get you to appoint them as executors. Essentially writing them a blank cheque.
They have withdrawn their professional executor service, hence they have withdrawn the free will offer.

As a general rule don’t appoint professionals as executors, use the family and they can shop around at the time of need. That’s what we advise all our clients, despite the fact that we offer a professional executor service.

First – I’ll declare my interest, I own a Will Writing company.

However I have to say don’t take the risk of a DIY Will. I was a member of the legal services board research panel that did extensive consumer research on Wills back in 2013. The research found that over half of the home made Wills that we sampled were invalid and would not have made it through the probate process due to various technical shortcomings.

As you are unmarried that’s too much of a risk to take. There are a load of things to think about and for the sake of a couple of hundred quid it’s not worth it.

I am involved in a free wills initiative via scope, so if you want a Will for free (you might want to consider a small bequest or donation to the charity) then have a look here http://www.scope.org.uk/freewills .

It is a genuine offer, someone (maybe even me) will come to your home, discuss your circumstances and make your Will for you.

It has got to be a better option that a risky home made Will.

HTH

Nick.

The property will need to be transferred from the estate into the names of the trustees named in the Will. They will then hold the property for the benefit of the children until they are of age. Trustees have a fiduciary duty to the beneficiaries, so the sensible thing to do would be to create a rental income by letting the house.
The trustees are permitted by law to release funds for the maintenance, education and benefit of the children, so that will cover most things.
If the trustees want to transfer the responsibilities to the children’s parents they can appoint them as additional trustees and then resign their own positions.
If you need help, I do this for a living, e-mail address is in my profile, so drop me a line.

Nick.

I still advertise in it, costs me £12 a month. We have lots of elderly clients and they tend not to use the internet as much as others. We get a couple of calls each month from it.

I remember when it was 1/3rd of the years advertising budget to get a decent advert in there. Now it is too cheap to worry about.

Met my Two best friends when I was eight (46 years ago) – Went out with them and their wives last weekend. One lives close by one 200 miles away but I could still call either of them at any time to get me out of jail*.

There have been times when I didn’t see either of them for a year or more, but we were always close. Now we make the effort to get together somewhere nice at least three times a year – beer, bikes and a high old time.

(*this has only happened once).

Rollin by the bay city rollers (I was only 10 in my defence). As a grown up songs from Ally McBeal by Vonda Shepherd is hard to defend.