Got a brand new bike. No debt. I have an English account but not an isa. I can’t pay every month into it as it would be to difficult. But 10k I could put into it Tommorow. Can I just leave it there? Or any other options?

Nick

out of sight was, we went for dinner after a trip back to a restaurant and come out to find the bikes gone, so yes the car was kind of out of sight.

my house policy only covers my belongings when on the premises.

this could be a very hard hit i believe!

thanks all any how.

i live out here… Adidas center is pretty good for beginners.

you need to hit the hangman trail at leogang, its a great track for beginners to experts. take it as fast or slow as you please.

also a place where people often over look for xc is zillertal. Its fantastic!

if you need to help with light dh or so give me a shout. id be more than happy to catch up with fellow bikers and have a crack.

nick

I love to go back to the uk. It’s been 7 years since i properly lived there, yet still love to go back. In Innsbruck, the weather is great. But like others said our winter this year went from December till 2 weeks ago but yday decided to snow again. Lol

It’s nice but u can’t beat that “home” feel.

Spring, summer. Autumn is great weather.
Innsbruck it’s self is expensive but if you look towards Graz, it’s 1/4 of the price and close to neighbouring countries to go explore…

i no what you mean, im in austria, but!!! got out for some dh action on the weekend again and remember why im here;)

ok for 4 months i cant ride, but then ive got 4 bike parks within about 2 hours.

where about’s are you?

on a side not, a friend just moved to nz. ABSOLUTELY LOVES IT.

hahahaha

sorry for the late reply…

was on holiday..

150mm would be ok. need a big bike being 6ft 5.

ideally id like a full build. rather than a frame and shock.

140 would also be a option but a XL is a defo i guess at 6ft 5

they are brand new on a brand new bike back this august.

a lbs told me its because im so heavy on a dh bike and should expect it haha…

not that im aware of, they the generator set from nukeproof.

superstar, great price, great product.

what car is it?

Hopefully in time you’ll learn and stop replying with things like:

im sorry but u cant compare you doing your own oil and filter change with an expert eye and knowledge.
Im pretty sure when you need a injector reprogramming or a diesel pump changing you wont be doing it yourself.

because honestly, you just sound ignorant. You’re on work experience right?

i dont think i need to learn and am certainly not ignorant. im 27 worked in the trade 12 years now and have just been promoted to bmw master tech.

so you you being a good mechanic i guess if you can or are able to do everything on your car, i am always wondering how people do reprogram their injectors or control modules when they do go wrong or do they have a more ‘basic’ type car such as no bus,can or lan systems for eg because its not easy without specific dealer level or very expensive bosch systems…

ps im back for 1 week next week for a ‘holiday’ if anyone need something looked at in MK area lol haha joking.

i think here is key that when you find a golden mechanic or garage you stick by them, i do a lot of private work mainly on bmw but other brands too and can honestly say i have never ripped someone off. my work is always written on the job card in the dealer too but have to say im never sure what is being told or sold to the customer.

ive always called the customer and will eveb explain/show parts which are failing or likely to fail shortly whilst doing private work which has given me a great reputation. just a shame the trade is tainted by people who fail to live by the same standards.

software / firmware updates are not 100% necessary but are great to keep the car ‘up to date’. such as updating your iphone or windows.

i have all dealer level software and a programming and coding is a fixed price at our dealer of 200 euro, i give the same service for 75 euro. i think 200 is too much considering its only plugged in a downloading new info from the net and we as mechanic are actually not doing anything, but these days cars are too complicated for what they are ;)

I’ve found with a good independent garage you get mechanics. Main dealers seem to have just parts fitters

i do disagree with that comment slightly,

Yes were expensive, at my garage were 122 euro per hour. so compared to a indy thats maybe 50 euro a hour its going to be expensive, but we have dealer level software not only to just read codes etc but also for fault finding as you maybe aware of with your bmw that everytime it has work done its sent to bmw munich to be processed, that kind of support and level of service is going to cost.

i used to work for subaru and mitsi and the difference between professionalism between bmw and the others is insane.

as for part fitters, your kind of also correct as were not going to make something do or weld something back together when we would obviously replace with new, thats not saying we cant but as a main dealer how would it look when were welding exhaust pipes and hanger back together again and these cars then rolling out. yes it would funcion and work as it should but as a level of service and garentee we use new parts. for my dealer if the customer would like to supply parts themselves for eg a exhaust we have no problem with that as long as it is the correct unit otherwise his likly to be charged the time that is taken to drive the car in and out of the customer parking, usually 10 mins.,

shame its not only vagcom needed though isnt it..

how would you go about programming i guess your vag car without lastest updates and software protocols?

such as the common injector misfire on the petrol engine which is needed to be recoded and programmed.

all im saying is that you may no how to change oil but when it comes to something a little more complicated and things get broken or **** then its quite frustrating for us to always search or fix bodged crap.

as for the 75% personally think that numbers a little high lol. but always do your homework before you take it to a indy, as for a main dealer you can easily ask why they want to change it and ask for proof as too why they want to change it.

id suggest you needing a matching tyre if your running a mis matched set. wouldnt offer another mis matched set but a matched tyre for saftey. again some people would just leave it, but different compounds and quality of rubber come in to play and i personally would never run a car with a mis match set.

one more point id like to ask CHB is if your disks were rusty from lack of use would you change them if they had surface rust? or just hope the rust would break away after use? its a serious matter and just wondering what the average diy mechanic would do?

ok thats a shocking service!

i no it happens where garages rip people off and its a joke and should be told to trading standards, but like you said im just giving another perspective on the situation.

im sorry but u cant compare you doing your own oil and filter change with an expert eye and knowledge.

Im pretty sure when you need a injector reprogramming or a diesel pump changing you wont be doing it yourself.

we at bmw change the pollen filter at every oil service normally, if your driving fewer km then the servicing becomes on time, for eg.

we had a 1 series for a oil change, pollen filter and brake fluid. it had covered a mere 5k.

did it all need changing no! but its has to, to retain its warranty and to prolong the engine. if you don’t and the ‘old’ oil begins to become less efficient and the main bearings seize im sure youd be the first on the phone asking how this happened and why and even better would be to see how pissed you are because you didn’t deem it necessary to have a oil change for 100 euro!

as for the air con, perhaps he checked the amount inside the system and it was close to the minimum to engage the compressor.

fuel treatment, was that including a filter change,bleed if needed and additive?

again you’d be pissed if you drove out and 2 weeks later your air con packed up due to insufficient gas inside.

the amount of work i have seen where people ‘THINK’ they have the necessary skills and knowledge to fix, service or diagnose their own car that in the end we’ve had to fix what they have cross thread, snapped or wiring repairs due to it being so easy is a joke. i wouldnt try to do my accounting my self because i have windows excel so its beyong me why people try to save 300 euro and fit their own turbo for example with a piss poor knowlege and shit tools.

not having a pop at anyone in particular but does always make me laugh how/when customers come in moaning and winging about service costs.

air con system does contain bacteria after time, but you normally put a #bomb# inside the car and leave it running for 15 mins to kill 99% of the bacteria.

fuel treatment maybe be required if your car is storing codes for misfires which is from shit fuel.

tyres dont know as cant see it…

what car and what garage?

haha, no luckily the bike was then taken out and put into my cellar where its chained to a ground anchor in the ground with 2 d locks lol…

i just come back from a bike park and wondered that was all.

will give the cover party a call tho

thanks

good find, would loved a full complete build tho tbh

id take your brakes ;)

ive had this for the last few years and i solved it pretty much today on my 2nd to last dh run.

adjust the reach on the brake lever.

thats it.

i done that and after had very little pain. so i solved it pretty much but i think its down to now the brakes. me having to pull them to hard to stop.

im upgrading my system on the new bike and hope it all ok after.

na, but i dont have a nukeproof dealer near by but i do have a trek dealer. I sat on the XL trek today and feels nice. So i just needed a reference if i was to order the scalp without sitting on it.

how rough is roughly;)

i just dont want to buy a bike smaller than what i have now lol…

sorry…

i can get both for 2500 euros so im having a toss up between the 2

tees or saints 2013. nothing else.

thanks for your reply,

yes thats 140 pound pcm,

saalbach or garda

tirol is also now pushing its self, got 4 bike parks opened and loads of single trail.

i normally stick to around where i live and ive got zell am see not to far.

let me no if you want to get 1 and i will drop you a link for it ALOT cheaper than crc….

crc want 2999 euro for the comp, i found it for 2490 euro,

the pro is also 500 euro cheaper.

drop me a pm.

ok, i just read on the dvla site too, which states its against the law, to have a license issued to you when your not living in the address on the card.

might have to just look the other way lol

thats not the law in austria, but a austrian friend had to do that in the uk when he went there for work.

but did you have the paper or the photocard type??

its illegal for us to get a uk renewal driving license when were not living in the uk.

you need to pass, in your case a danish test.

……

i have the same problem at the moment, i live in austria and my license is up for renewal in august. i called the dvla to sort out something and they said, its illegal to apply for a uk driving license whilst not being a uk citizen. They said i would have to complete a austrian driving test and then have a austrian driving license and no longer have a uk license. i think the whole situation is a farce as i’ve already proved i am able to drive to standard in the uk.

the swede,

would you they were a benefit or about the same?

my codes are working great, no probs but i need pads and rotors and for 100 euro more i have a set of the ones

sorry forgot to add, its brand new

Living just outside Innsbruck, Austria.

im at 1500m and have a dh trail to get to work with a uplift home lol…

were changing alot of high pressure pumps, injectors and coils!!!

no1?

any of these any good with a full face dh helmet ??

i looked at the evoc but 150 euro is a tad steep ;)

only when you spend over 100 pound and im at 91 euro and will only receive a 10% so if a 25% was going then obviously would be worth it,

ta

thats great, cheers guys….. shame i gotta use photoshop. dont have it ;( lol

might have to invest.

what a great effect.

Before advising anymore I’d want to know:

– Is this your rainy day fund? (ie redundancy fund?) If it is, I’d not put it into shares, as any money here should be viewed as a long term investment. If its surplus to what you have as a rainy day fund, then consider shares (carefully).
na, its just savings ive managed to get save over the last 6 months. so i can “afford” to lose it but would rather not ;)

– Are you a higher rate taxpayer? With pitiful returns for cash investments, knocking £5k off your mortgage is prudent (again providing you have a rainy day fund). Non-ISA returns for higher rate tax payers are obviously even more pitiful than for basic rate tax payers
nope, im 26 and dont have a mortgage yet ;(

I’d avoid long term inflation linked bonds – prognosis is that inflation (and therefore your return) will lessen over the next few years.

I’d also avoid premium bonds, fun, but can’t be considered a real investment strategy, imho.

-Start playing short term on the markets*. I’ve made a ~17% return this year on £5k i had not earning any interest in a bank

*this is not always good for your health.