Well, the above are all good suggestions but I would suggest you think carefully about giving most, if not all of it to a good cause. I can suggest a very good charity, of which I am the founder and chairman of, that works tirelessly to support the almost forgotten cause of white, middle-class men in their early 40’s, living in nice parts of the Southern England who are struggling with the results of a happy home life, a fulfilling marriage, a string of pretty good career choices but still do not own a Whyte 146, a Willier road bike, an Audi or a Rolex.
Please, please give what to you can to this excellent cause, make all cheques payable to the Charitable Access Support Helpline, or CASH…. 🙂
Or alternatively just get the mortgage paid off (or a chunk of it to keep the bank onside) and have a nice holiday and sort the house out. Oh and get a nice bike too 8)