PetPlan, whatever the most expensive is. We can hit the max cover amount in a year with 2 working dogs. I know some vets that will not accept insurance from certain insurance companies as they will not pay out and the vets are left without the money.
One dog aka Cloud, required major surgery on her knee and was done by the ‘top dog’ :lol: in veterinary surgery and cost over £12k, I think it was nearer £16k, Petplan paid out for that without hesitation. She maxes out the amount most years due to her Addison’s disease and we have never had a problem with Petplan.
Another dog had an even worse problem, I forget what it was, something about the glands destroying the red blood cells. It was my mother’s dog, so I don’t know the ins ‘n’ outs, but again that dog maxed the value every year for the 12 years she lived, not once did Petplan question the claims.
I would never choose anything else. Over the years we have made a lot of claims with dogs and cats.
I’m not sure it Petplan has changed, but with our vet it went like this..
No… Ok we can try this, if that doesnt work, we’ll try this, if that..
Yes… £3k limit… ok we can try this and this, if that doesn’t work we’ll try this.
Yes we have the top Pet Plan.. Ok! We’ll throw everything at it, do all the tests.
The end result it the animal can get diagnosed quicker and treated quicker. Obviously this is all down the complexity of the problem/diagnosis.
BTW: If you dog is more than a year or two old, or you lapse in your insurance, you will struggle to get insurance.
I also have to give you brownie points for getting the DNA screening, as its a cocker I insist you also get the hip dysplasia screening/x-ray done, as its becoming more common in Cockers.
