Dear OP,
You have made our day, on top of a great thread read , dozens of male STWers now feel so much better about their own relationships , many thanks( toddles off to make missus a cuppa and gives her a cuddle)
My tuppence ha’ppeny – ring finance company explain situation and possibly give the car back , DONT go back to her as she is gonna shaft you financially and emotionally
Another one will be along soon enough who will actually respect monogomy