The good/bad news is that as you are male that statistically you won’t need much of a pension cuz you’ll be six foot under fairly early on after retiring!
Retirement’ is basically a quaint little never-to-be-repeated anachronism that a gilded generation were allowed to do.
I reckon that for anyone say 45 or under, you can expect to work until you drop, or at the very best, some grim subsistence level existance for a year or so as you shuffle off your mortal coil
Well I only exceed your age limit by a year but reckon on still retiring…. never moving house from the first one I bought and not breeding mean I should hopefully be able to afford it.