Bollocks.
I’ve had an HSBC Account since September, all linked up on Globalview and have been shifting some decent cash about.
As I’ve read this thread, I’ve had an email from my mortgage broker confirming my mortgage application from a lender.
And I don’t have a PR, or Work Permit (yet) – just a job offer (not a job letter) or any pay slips. LMIA is received, in my name, but the banks don’t know it exists.
Car shopping next week, I’ll let you know how it goes with my UK credit report. The Mortgage Lenders were happy with that, and proof of UK funds, so we’ll test the dealers metal