I recently built up my ‘dream bike’ a carbon knolly warden, pretty well kitted out (saint, hope, fox x2 shock etc)
It was then stolen, and I bought a reduced Trek Fuel Ex 7, still a nice bike but no where near as expensive…… and I’m finding its quicker almost everywhere and the cheaper brakes/gears/wheels etc all seem to work as well as the expensive stuff I had before. (I do still lust after expensive bikes though!)