I know that Halfords do not, but they still operate with Cycle2work which is who cycle-scheme operate through. I am listening to your advice and am greatful, but i can assure you the quotation generate on the cycle2work site includes the VAT on the monthly payments, no “extra” costs are included.
I’m not stopping you from turning your computer off, your advice is appreciated, but don’t make it sound like your saving a life, your not