Yep once when a car waited till I was very nearly up to the junction then turned right across my path leaving me no option but to ride straight into the side of his car with me going over the bonnet. If I'd have had time to brake I probably would have lost some fingers as the brake levers cut into the handlebars…
As I was lying in the road cussing my head off the passenger of the car came up to me and said the driver was sorry but he hadn't seen me and that his gran had just died..WTF????
I'd just had the bike resprayed and it was a writetoff. The ambulance men were joking with me that I had the loudest jersey on they had ever seen…
Turns out he was a provisional driver who didn't have anyone in the car who was qualified driver either oh and he had no insurance…Quel Surprise
The second time a dog ran into the clubrun straight into me, making me crash and bounce down the road, The owner tried to claim that I was riding a bike that was too big for me and that I couldn't handle the bike properly – I was at the time riding international stage races etc for Wales and all my bikes were custom built for me….Oh and cos I was a girl they reckoned I panicked when I saw the dog… I never saw the dog, just the tarmac!!!
And used to have at least one near miss a day when I used to commute to and from Brum everyday…ah those were the days!!!