My surname is head (but spelt slightly differently) so there are many comical variations. Luckily my parents were kind enough to avoid any obvious pitfalls like Richard, although my sister was nearly named Holly. Said sister has since married a guy with surname Williams, but being a modern (awkward) woman she took a double barrelled name with our surname first.
Was shopping in Monsoon with her about two months ago, she reaches to her purse for her credit card with the name Mrs Head-Willi as they couldn't fit the whole thing on the card. I shit you not the whole shop knew about it by the time I had regained my composure. Admittedly probably funnier for me than you.