Ideally, insurance contracts should contain a ‘Car Cruahed to the Size of a Satsuma’ clause for any at-fault accident/incident
None of this namby-pamby ‘ahhh, you were driving too fast? here, go on a cosy little course’ 🙄
Of course, after having their vehicle crushed they should still attend the course otherwise nothing’ll ever improve
And they should also need to re-take the driving theory & practical test.
😀