Well the home insurance was a no go. Pauls Cycles have agreed that a £200 deposit will secure the frame for 28 days. I have the cash for the frame but with my luck I’d better keep something in reserve.
I challenged Cannondale UK/sports cycling group about the replacement scheme but they have failed to reply, if Paul’s Cycles did not have any frames then I really would have been up the creak.
I’ll definitely look into the appropriate insurance, especially after finding out how little help Cannondale were prepared to offer.