At the moment some thin AGU pad-less tights off of Planet X to go over bibs, when it gets a bit nippier some DHB thermal jobbies.
Up top a long sleeve ancient Icebreaker top, weight depending on how cold it is.
2 thickness of Endura gloves, depending on temps.
Cheap overshoes (they are really a disposable item, they wear so quickly) added to grotty really-should-have-been-binned-years-ago SPD shoes. Thickness of DHB Merino / Smartwool walking socks as temp dictates.
Merino is great, both socks and tops can last a whole week without stinking, the only daily wash being a pair of padded bibs.
Then the star of the whole ensemble, a Gore Windstopper softshell, I love that jacket; not prone to over-heating like a hard-shell and just water resistant enough to stave off light rain. I’ll probably wear it now everyday work-day until April. An old Pac-Lite jacket over the top in really big downpours.
Oh yeah, +1 on Buffs; one for the neck one for under the helmet, when colder I swap it out for a fleece hat.