Again, think you have covered the +/-‘s well.
A slightly different perspective on inflatables, depending on your budget. We have a Gumotex Seawave. Can be used with or without a deck, can be configured for 1-3 people, though 3 would require 1 to be a child I suspect (never tried), might be possible to get enough gear in with 2 people for an overnighter (again never tried).
We added a rudder, which means tracking is a doddle, and we’ve used it in a moderately choppy sea off Anglesey, where the tides can also run fairly rapidly at times, with no significant issues (bit of hard work required at times in a current, but never felt unsafe).
Packability was the no.1 requirement for us, hence the inflatable, but it’s really not a big deal to get it in/deflated, though sometimes leave it inflated and lash to the car roof, if I’m being lazy.