I’m in the same camp. No padding on bib longs, but padded shorts underneath.
Managed to buy myself some 2nd hand Raphas (Deep Winter or something like that) last year before it got cold. Happy with them. Double happy as I wasn’t paying full price, probably about 30% of it.
Their actual prices are frankly obscene…
Planet X winter, unpadded biblongs kept me fine before that.
You can’t go wrong with them for the price.
Before that someone also suggested Lusso. That was my second choice.
Cheers!
I.